7646 Forbes Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 7646 Forbes Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,512 sqft · built 1988
Lot Size	0.634 acres (27,617 sqft)
Owner	Individual Name on File
Last Sale	$338,500 (Jan 2025)
Tax Bill	$2,024 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`032A1 7 17`

Property Details

APN / Parcel Number

Primary APN	`032A1 7 17`
Alternative APN	`31767`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	27,617 sqft (0.634 acres)
Garage Area	528 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7646 FORBES RD
City	GLOUCESTER
State	VA
Zip	23061-4272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	FORBES SUBD LOT 17
Legal Subdivision	FORBES
Legal Lot Number	17
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1001
Census Tract	100203

Owner

7646 Forbes Rd is owned and occupied by an individual who bought it in January 2025.

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7646 FORBES RD, GLOUCESTER, VA 23061-4272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FULTON BANK NA
Mar 5, 2021	Warranty Deed, Transfer GEM TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2025 · Amount on File
Deed Sale	Jan 7, 2025 · Amount on File
Prior Sale	Feb 11, 2022 · Amount on File
Deed Document Number	202558
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 11, 2022
Property Address	7646 FORBES RD, GLOUCESTER, VA 23061-4272
Document Number	0220000903
Instrument Date	Jan 13, 2022
Instrument	220000903
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	GEM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7646 FORBES RD, NEWPORT NEWS, VA 23601

Mortgage

Document Number	0220000904
Date	Feb 11, 2022
Instrument	220000904

Lender

Name	FULTON BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	315 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 5, 2021
Property Address	7646 FORBES RD, GLOUCESTER, VA 23061-4272
Document Number	210001669
Instrument Date	Feb 5, 2021
Instrument	210001669
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	GEM TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2193, POQUOSON, VA 23662-0193
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 7646 Forbes Rd was $2,024, up 8.9% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,024.00 (+8.88%)	$341,300 (+14.55%) Land $61,460 Building $279,840	$341,300 (+14.55%) Land $61,460 Building $279,840
2025	$1,859.00 (+5.27%)	$297,940 (-) Land $61,460 Building $236,480	$297,940 (-) Land $61,460 Building $236,480
2024	$1,766.00 (+0.34%)	$297,940 (+0.37%) Land $61,460 Building $236,480	$297,940 (+0.37%) Land $61,460 Building $236,480
2023	$1,760.00 (+16.48%)	$296,830 (+44.38%) Land $61,460 Building $235,370	$296,830 (+44.38%) Land $61,460 Building $235,370
2022	$1,511.00	$205,590 Land $60,170 Building $145,420	$205,590 Land $60,170 Building $145,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7646 Forbes Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7646 Forbes Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people · EPA ID VA4073311
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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