7646 Fairwind Dr, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 7646 Fairwind Dr, Montgomery, OH 45242

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,286 sqft · built 1967
Lot Size0.561 acres (24,437 sqft)
Owner2 Individual Names on File
Last Sale$518,000 (Aug 2014)
Tax Bill$11,102 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Dec 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN603-0014-0113-00

Property Details

APN / Parcel Number

Primary APN603-0014-0113-00
Alternative APN
  • 122776318

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area4,286 sqft Living Area
Gross Area5,151 sqft
1st Floor Area1,844 sqft
2nd Floor Area1,442 sqft
Basement Area1,424 sqft
Finished Basement1,000 sqft
Unfinished Basement424 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area24,437 sqft (0.561 acres)
Lot Dimensions247 ft deep x 78.4 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area485 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7646 FAIRWIND DR
CityMONTGOMERY
StateOH
Zip45242-5911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionFAIRWIND DR 78.39 X 247.73 IRR LOT 136 FAIRWIND ACRES 5TH SUB
Legal SubdivisionFAIRWIND ACRES 5TH SUB
Legal Lot Number136
JurisdictionHAMILTON OH
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1000
Census Tract23902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Brown-Gorman Farm
listed 2012 · 15 contributing resources · NRIS 12000463

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7646 Fairwind Dr is owned and occupied by two individuals who acquired it in March 2020.

Source: Hamilton County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address7646 FAIRWIND DR, MONTGOMERY, OH 45242-5911
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NATIONAL BANK
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 29, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2014 · Amount on File
Deed SaleAug 1, 2014 · Amount on File
Prior SaleMar 27, 1998 · Amount on File
Deed Document Number201476480
Deed Book / Page12666 / 1148
Last Transfer DateMar 13, 2020
Transfer Doc0000031777
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateAug 6, 2026
Property Address7646 FAIRWIND DR, MONTGOMERY, OH 45242-5911
Document Number0000064251
Book / Page15723 / 2296
Instrument DateJul 30, 2026
Instrument202664251
Transaction TypeMortgage
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7646 FAIRWIND DR, MONTGOMERY, OH 45242-5911

Mortgage

Document Number0000064251,
DateAug 6, 2026
Book Page15723/2296
Instrument202664251
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7646 FAIRWIND DR, MONTGOMERY, OH 45242-5911
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000113635
DateDec 15, 2022
Book Page14814/1746
Instrument2022-0113635
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 9, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7646 FAIRWIND DR, MONTGOMERY, OH 45242-5911
Transaction TypeMortgage
Record UpdatedSep 5, 2022
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address7646 FAIRWIND DR, MONTGOMERY, OH 45242-5911

Mortgage

Document Number0000095937
DateOct 29, 2018
Book Page13784/1619
Instrument2018-0095937
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2048

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7646 FAIRWIND DR, MONTGOMERY, OH 45242-5911
Document Number0000029968
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7646 FAIRWIND DR MONTGOMERY OH 452425911, MONTGOMERY, OH 45242-5911

Mortgage

Document Number0000029968
DateMar 30, 2020
Book Page014135/001417
Instrument29968
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 29, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7646 Fairwind Dr was $11,102, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMontgomery City
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,102.00 (+2.38%)$217,008 (+%) Land $45,714 Building $171,294$620,020 Land $130,610 Building $489,410
2024$10,844.00 (-0.57%)$217,006 (-) Land $45,713 Building $171,293
2023$10,906.00 (+1.86%)$217,006 (+22.12%) Land $45,713 Building $171,293$620,020 Land $130,610 Building $489,410
2022$10,707.00 Homeowner's exemption$177,699 Land $38,679 Building $139,020
2020$507,710 Land $110,510 Building $397,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7646 Fairwind Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7646 Fairwind Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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