7646 Elmcrest Rd, Hanover, MD 21076 Property Records

Anne Arundel County property record for 7646 Elmcrest Rd, Hanover, MD 21076

Property Summary

Property Type	Townhouse
Details	4 ba · 2,016 sqft · built 2014
Lot Size	0.044 acres (1,941 sqft)
Owner	2 Company Names on Record
Last Sale	$546,500 (Nov 2021)
Tax Bill	$5,129 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-064-90232800`

Property Details

APN / Parcel Number

Primary APN	`04-064-90232800`
Alternative APN	`06490232800`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Total Area
Basement Area	528 sqft
Finished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,941 sqft (0.044 acres)
Garage Type	Basement
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	06490232800
Street Address	7646 ELMCREST RD
City	HANOVER
State	MD
Zip	21076-1873
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 154 7646 ELMCREST RD ENCLAVE AT ARUNDEL PRES
Legal Subdivision	ENCLAVE/ARUNDEL PRESERVE PH 2
Legal Lot Number	154 7646
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1030
Census Tract	740108

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	7646 ELMCREST RD, HANOVER, MD 21076-1873
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 24, 2021	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Apr 5, 2018	Deed, Transfer · Conventional Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	0003797436
Deed Book / Page	37974 / 36
Record Updated	Jun 7, 2026

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 24, 2021
Property Address	7646 ELMCREST RD, HANOVER, MD 21076-1873
Document Number	0379740036
Book / Page	37974 / 36
Map Reference	MB 304 FO 47 PL15773
Instrument Date	Nov 9, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,197.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2611 INTERNET BLVD STE 201, 2611, FRISCO, TX 75034-9093

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	7646 ELMCREST RD, HANOVER, MD 21076-1873

Mortgage

Document Number	0003797443
Date	Nov 24, 2021
Instrument	37974/43

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 24, 2021
Property Address	7646 ELMCREST RD, HANOVER, MD 21076-1873
Document Number	0374150032
Book / Page	37415 / 32
Map Reference	MB 304 FO 47 PL15773
Instrument Date	Aug 12, 2021
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$7,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4109 LAKE LYNN DR APT 207, 4109, RALEIGH, NC 27613-3446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 INTERNET BLVD STE 201, 201, FRISCO, TX 75034-9093
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7646 ELMCREST RD, HANOVER, MD 21076-1873
Document Number	0356340098
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST SW WASHINGTON DC 204100001, WASHINGTON, DC 20410-0001

Mortgage

Document Number	0356340098
Date	Nov 19, 2020
Book Page	035634/000098

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7646 ELMCREST RD, HANOVER, MD 21076-1873
Document Number	0347620185
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7646 ELMCREST RD HANOVER MD 210761873, HANOVER, MD 21076-1873

Mortgage

Document Number	0347620185
Date	Jun 18, 2020
Book Page	034762/000185

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 5, 2018
Property Address	7646 ELMCREST RD, HANOVER, MD 21076-1873
Document Number	0319810137
Book / Page	31981 / 137
Map Reference	PL15773
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HOME FIRST TITLE GROU PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7646 ELMCREST RD, HANOVER, MD 21076-1873

Mortgage

Document Number	0031981143
Date	Apr 5, 2018
Instrument	31981/143

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,129.00	$469,700	$510,700 Land $120,000 Building $390,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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