Boone County property record for 7646 Cloudstone Dr, Florence, KY 41042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 2000 |
| Lot Size | 0.23 acres (9,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Aug 2017) |
| Tax Bill | $2,004 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050.00-11-317.00 |
| Primary APN | 050.00-11-317.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,302 sqft Finished Area |
| Basement Area | 1,302 sqft |
| Unfinished Basement | 1,302 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 9,800 sqft (0.23 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7646 CLOUDSTONE DR |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-8056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 317 SEC 12 SILVER CREEK |
| Legal Subdivision | SILVER CREEK SUB |
| Legal Lot Number | 317 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 70313 |
Source: Boone County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7646 CLOUDSTONE DR, FLORENCE, KY 41042-8056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 4, 2017 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2017 · Amount on Record |
| Deed Sale | Aug 4, 2017 · Amount on Record |
| Prior Sale | May 15, 2013 · Amount on Record |
| Deed Document Number | 2017732449 |
| Deed Book / Page | 1094 / 144 |
| Prior Transfer Date | Mar 21, 2006 |
| Prior Transfer Doc | D913/467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Jun 30, 2026 |
| Property Address | 7646 CLOUDSTONE DR, FLORENCE, KY 41042-8056 |
| Document Number | 0001269339 |
| Book / Page | 4932 / 637 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261269339 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 7646 CLOUDSTONE DR, FLORENCE, KY 41042-8056 |
| Document Number | 0001269339, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 4932/637 |
| Instrument | 20261269339 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 7646 CLOUDSTONE DR, FLORENCE, KY 41042-8056 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7646 CLOUDSTONE DR, FLORENCE, KY 41042-8056 |
| Document Number | 0M4629/222 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | M4629/222 |
| Instrument | 888857 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Apr 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 7646 CLOUDSTONE DR, FLORENCE, KY 41042-8056 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | M4534/91 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | M4534/91 |
| Instrument | 852026 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Aug 4, 2017 |
| Property Address | 7646 CLOUDSTONE DR, FLORENCE, KY 41042-8056 |
| Document Number | D1094/144 |
| Book / Page | D1094 / 144 |
| Map Reference | SL 598-A |
| Instrument Date | Jul 31, 2017 |
| Instrument | 732449 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | 360 CHAMBER CENTER DRIVE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 BAYSWATER DR, 1131, UNION, KY 41091-7150 |
| Name | Verified Name |
|---|---|
| Address | 7646 CLOUDSTONE DR, FLORENCE, KY 41042-8056 |
| Document Number | 732450 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 732450 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,004.00 (-1.81%) | $179,900 (-) Land $30,000 Building $149,900 | |
| 2024 | $179,900 (-) Land $30,000 Building $149,900 | ||
| 2023 | $2,041.00 (+12.7%) | $179,900 (+9.03%) Land $30,000 Building $149,900 | $179,900 (+9.03%) Land $30,000 Building $149,900 |
| 2022 | $1,811.00 | $165,000 Land $25,000 Building $140,000 | $165,000 Land $25,000 Building $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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