7646 Bethel Rd, Willards, MD 21874 Property Records

Wicomico County property record for 7646 Bethel Rd, Willards, MD 21874

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1991
Lot Size	0.413 acres (17,978 sqft)
Owner	Individual Name on File
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-011374`

Property Details

APN / Parcel Number

Primary APN	`14-011374`
Alternative APN	`011374`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,978 sqft (0.413 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	011374
Street Address	7646 BETHEL RD
City	WILLARDS
State	MD
Zip	21874-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L-45 17,978SQ FT BETHEL ROAD OLD MILL PH 1
Legal Subdivision	OLD MILL SUB PH I
Legal Phase	1
Legal Lot Number	45
Jurisdiction	WICOMICO MD
Township / Civil Division	14, WILLARDS
Census Block Group	2
Census Block	2012
Census Tract	10604

Owner

7646 Bethel Rd is owned and occupied by an individual who acquired it in August 1998.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	7646 BETHEL RD, WILLARDS, MD 21874-1308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit LINKBANK
May 21, 2021	Deed of Trust, Mortgage · Line of Credit THE BANK OF DELMARVA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 1998
Deed Sale	Aug 11, 1998
Prior Sale	Aug 18, 1992 · Amount on File
Deed Document Number	19981730
Deed Book / Page	1622 / 202
Transfer Doc	0000001730
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	7646 BETHEL RD, WILLARDS, MD 21874-1308
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7646 BETHEL RD, WILLARDS, MD 21874-1308

Mortgage

Document Number	0056520283
Date	Jan 7, 2026
Book Page	5652/283

Lender

Name	LINKBANK
Type	Bank
Address	OCEAN CITY, MD 21842

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	7646 BETHEL RD, WILLARDS, MD 21874-1308
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048620109
Date	May 21, 2021
Book Page	4862/109

Lender

Name	THE BANK OF DELMARVA
Type	Bank
Address	SALISBURY, MD 21801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Dec 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7646 Bethel Rd was $1,382 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Willards Town
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,800	$248,800 Land $38,400 Building $210,400
2025	$1,382.00 Homeowner's exemption
2023	$1,323.00 Homeowner's exemption	$137,433	$154,300 Land $28,400 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7646 Bethel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7646 Bethel Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WILLARDS serves 1,021 people · EPA ID MD0220007
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Talkie Communications.

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