7645 White Overlook Dr, Breezy Point (Pequot Lakes), MN 56472 Property Records

Crow Wing County property record for 7645 White Overlook Dr, Breezy Point, MN 56472

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 892 sqft · built 2003
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,648 (Nov 2025)
Tax Bill	$1,984 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101740090030009`

Property Details

APN / Parcel Number

Primary APN	`101740090030009`
Alternative APNs	`10081078` `108657` `186069` `187473`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	892 sqft Living Area
Gross Area	981 sqft
1st Floor Area	892 sqft
Basement Area	892 sqft
Finished Basement	892 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Area	460 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	256 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	187473
Street Address	7645 WHITE OVERLOOK DR
City	PEQUOT LAKES
State	MN
Zip	56472-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 9
Legal Range	28W
Legal Township	136
Legal Section	08
Legal Subdivision	WHITEBIRCH FIFTEEN
Legal Block	9
Legal Lot Number	3
Jurisdiction	CROW WING MN
Township / Civil Division	BREEZY POINT
Census Block Group	1
Census Block	1052
Census Tract	950401

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7645 WHITE OVERLOOK DR, PEQUOT LAKES, MN 56472-3138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN BANK & TRUST
Jul 2, 2025	Warranty Deed, Transfer · Commercial Mortgage NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Jul 2, 2025 · Amount on Record
Deed Document Number	2025283552
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Nov 4, 2025
Property Address	7645 WHITE OVERLOOK DR, BREEZY POINT, MN 56472-3138
Document Number	0000283552
Instrument Date	Oct 21, 2025
Instrument	283552
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ATLAS ABSTRACT AND TITLE INC, ATLAS ABSTRACT & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,068.04
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7645 WHITE OVERLOOK DR, BREEZY POINT, MN 56472-3138

Mortgage

Document Number	0000283553
Date	Nov 4, 2025
Instrument	283553

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jul 2, 2025
Property Address	7645 WHITE OVERLOOK DR, BREEZY POINT, MN 56472-3138
Document Number	0000281836
Instrument Date	Jun 13, 2025
Instrument	281836
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, THE TITLE TEAM NOBLE ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$827.97
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 32ND AVE SW, PINE RIVER, MN 56474-5055

Mortgage

Document Number	0000281838
Date	Jul 2, 2025
Instrument	281838

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Breezy Point City
Unified School District	Pequot Lakes Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,984.00 (+5.76%) Homeowner's exemption	$271,000 (-3.7%) Land $47,400 Building $223,600	$271,000 (-3.7%) Land $47,400 Building $223,600
2025	$1,876.00 (+7.69%) Homeowner's exemption	$281,400 (+10.92%) Land $46,700 Building $234,700	$281,400 (+10.92%) Land $46,700 Building $234,700
2023	$1,742.00 Homeowner's exemption	$253,700 Land $47,300 Building $206,400	$253,700 Land $47,300 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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