Ottawa County property record for 7645 Thomas Ave, Jenison, MI 49428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,264 sqft · built 1954 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,491 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-14-13-174-010 |
| Primary APN | 70-14-13-174-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 15,594 sqft (0.358 acres) |
| Lot Dimensions | 130 ft deep x 120 ft wide |
| Garage Area | 856 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7645 THOMAS AVE |
|---|---|
| City | JENISON |
| State | MI |
| Zip | 49428-7940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | S 1/2 OF LOT 15 & ALL LOT 16 WALCOTTS SUBD |
| Legal Range | 14W |
| Legal Township | 6N |
| Legal Section | 13 |
| Legal Subdivision | WALCOTTS SUBD |
| Legal Block | 174 |
| Legal Lot Number | 15-16 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21606 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7645 THOMAS AVE, JENISON, MI 49428-7940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Feb 6, 2018 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 7645 THOMAS AVE, JENISON, MI 49428-7940 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7645 THOMAS AVE, JENISON, MI 49428-7940 |
| Document Number | 20210062047 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-0062047 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 7645 THOMAS AVE, JENISON, MI 49428-7940 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20200035142 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2020-0035142 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 7645 THOMAS AVE, JENISON, MI 49428-7940 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20190034012 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019-0034012 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 7645 THOMAS AVE, JENISON, MI 49428-7940 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180004355 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 2018-0004355 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 5, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Georgetown Charter Township |
| Unified School District | Jenison Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,600 (+13.56%) | $303,200 (+13.56%) | |
| 2025 | $2,491.00 (+14.21%) | ||
| 2023 | $133,500 | $267,000 | |
| 2022 | $2,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN TOWNSHIP serves 41,086 people · EPA ID MI0002620 |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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