7645 Oak Leaf Dr, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 7645 Oak Leaf Dr, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,253 sqft · built 1976
Lot Size	0.161 acres (6,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,000 (Jan 2016)
Tax Bill	$6,609 (2025)
Deeds & Mortgages	Jan 2019 Reverse Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-470-023-000`

Property Details

APN / Parcel Number

Primary APN	`016-470-023-000`
Alternative APN	`016-470-023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
Gross Area	1,733 sqft
1st Floor Area	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	6,996 sqft (0.161 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	016-470-023
Street Address	7645 OAK LEAF DR
City	SANTA ROSA
State	CA
Zip	95409-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	OAKMONT # 11-D LOT 59
Legal Subdivision	OAKMONT
Legal Block	2
Legal Lot Number	59
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	2
Census Block	2019
Census Tract	151601

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7645 OAK LEAF DR, SANTA ROSA, CA 95409-6211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2019	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jan 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2016 · Amount on Record
Deed Sale	Jan 25, 2016 · Amount on Record
Prior Sale	May 28, 1998 · Amount on Record
Deed Document Number	20165665
Prior Transfer Date	Nov 2, 1998
Prior Transfer Doc	0000129678
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	7645 OAK LEAF DR, SANTA ROSA, CA 95409-6211
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009420
Date	Jan 31, 2019
Instrument	2019009420

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	963 Months
Due	Apr 29, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.91%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	LIBOR
Max Rate	5%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	7645 OAK LEAF DR, SANTA ROSA, CA 95409-6211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016424
Date	Feb 28, 2017
Instrument	2017016424

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	7645 OAK LEAF DR, SANTA ROSA, CA 95409-6211
Document Number	0000009421
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7645 OAK LEAF DR SANTA ROSA CA 954096211, SANTA ROSA, CA 95409-6211

Mortgage

Document Number	0000009421
Date	Jan 31, 2019
Instrument	9421

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jan 30, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.91%

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Kenwood Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$600,104 (+2%) Land $210,094 Building $390,010
2025	$6,609.00 (+3.56%) Homeowner's exemption	$588,338 (+4.04%) Land $205,975 Building $382,363
2023	$6,382.00 (+6.92%) Homeowner's exemption	$565,494 Land $197,978 Building $367,516
2022	$5,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002–2005)
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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