7645 Monroe Rd, Lambertville, MI 48144 Property Records

Monroe County property record for 7645 Monroe Rd, Lambertville, MI 48144

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$153,500 (May 2015)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-030-118-20`

Property Details

APN / Parcel Number

Primary APN	`02-030-118-20`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7645 MONROE RD
City	LAMBERTVILLE
State	MI
Zip	48144-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 30 T8S R7E .5 ACRE COM @ NE COR OF SW 1/4 OF SEC 30 TH S 1D 53M W 647 FT TO POB TH CONT S 1D 53M W 79.14 FT TH N 87D 57M
Legal Range	07E
Legal Township	08S
Legal Section	30
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4012
Census Tract	833300

Owner

7645 Monroe Rd is owned and occupied by two individuals who bought it in May 2015.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7645 MONROE RD, LAMBERTVILLE, MI 48144-9787
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 16, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2015 · Amount on File
Deed Sale	May 12, 2015 · Amount on File
Prior Sale	Mar 16, 2001 · Amount on File
Deed Document Number	201510166
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7645 MONROE RD, LAMBERTVILLE, MI 48144-9787
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 MONROE RD, LAMBERTVILLE, MI 48144-9787

Mortgage

Document Number	0000001524
Date	Feb 2, 2023
Instrument	2023R01524

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7645 MONROE RD, LAMBERTVILLE, MI 48144-9787
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 MONROE RD, LAMBERTVILLE, MI 48144-9787

Mortgage

Document Number	0000031998
Date	Dec 16, 2021
Instrument	2021R31998

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7645 MONROE RD, LAMBERTVILLE, MI 48144-9787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 MONROE RD, LAMBERTVILLE, MI 48144-9787

Mortgage

Document Number	0000017940
Date	Sep 2, 2020
Instrument	2020R17940

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7645 Monroe Rd was $2,371 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,200 Land $105,200	$210,400 Land $210,400
2025	$2,371.00 Homeowner's exemption
2023	$2,135.00 Homeowner's exemption	$84,500	$169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7645 Monroe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7645 Monroe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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