7645 McCourtney Rd, Lincoln, CA 95648 Property Records

Placer County property record for 7645 McCourtney Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,757 sqft · built 1993
Lot Size	9.8 acres (426,888 sqft)
Owner	Individual Name on File
Last Sale	$488,000 (Sep 2014)
Tax Bill	$6,170 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-190-028-000`

Property Details

APN / Parcel Number

Primary APN	`020-190-028-000`
Alternative APN	`020-190-028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,757 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Construction Type	Wood
Lot Area	426,888 sqft
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	020-190-028
Street Address	7645 MCCOURTNEY RD
City	LINCOLN
State	CA
Zip	95648-9466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	9.8 AC POR PAR A PMOR 12 8
Legal Subdivision	PARCEL MAP NO P 72722
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1020
Census Tract	21304

Owner

7645 McCourtney Rd is owned and occupied by an individual who bought it in September 2014.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7645 MCCOURTNEY RD, LINCOLN, CA 95648-9466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2020	Deed of Trust, Mortgage · VA Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2014 · Amount on File
Deed Sale	Sep 19, 2014 · Amount on File
Prior Sale	Mar 31, 2000 · Amount on File
Deed Document Number	201465419
Prior Transfer Date	Sep 17, 2014
Prior Transfer Doc	0000065418
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7645 MCCOURTNEY RD, LINCOLN, CA 95648-9466
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 MCCOURTNEY RD, LINCOLN, CA 95648-9466

Mortgage

Document Number	0000151469
Date	Dec 15, 2021
Instrument	2021-0151469

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7645 MCCOURTNEY RD, LINCOLN, CA 95648-9466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074266
Date	Jul 21, 2020
Instrument	2020-0074266

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7645 McCourtney Rd was $6,170 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$598,223 (+2%) Land $269,691 Building $328,532
2025	$6,170.00 Homeowner's exemption	$586,494 Land $264,403 Building $322,091
2023	$6,021.00 (+1.59%) Homeowner's exemption	$563,722 Land $254,137 Building $309,585
2022	$5,927.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7645 McCourtney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7645 McCourtney Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30
SmarterBroadband Fixed Wireless	25 / 5

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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