7645 Howe Rd, Bath, MI 48808 Property Records

Clinton County property record for 7645 Howe Rd, Bath, MI 48808

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,371 sqft
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Aug 2019)
Tax Bill	$1,247 (2025)
Deeds & Mortgages	Sep 2005 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-003-400-023-00`

Property Details

APN / Parcel Number

Primary APN	`010-003-400-023-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,371 sqft Living Area
1st Floor Area	698 sqft
Basement Area	698 sqft
Finished Basement	886 sqft

Exterior

Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Lot Dimensions	434 ft deep x 185 ft wide
Garage Type	Detached
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	72 sqft
Patio Area	414 sqft
Balcony Area	578 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7645 HOWE RD
City	BATH
State	MI
Zip	48808-8445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	COM AT SE COR OF SW 1/4 OF SE 1/4 SEC 3, T5N R1W, TH W 434 FT, N 185 FT, E 434 FT, S 185 FT TO BEG. (1985)
Legal Range	01W
Legal Township	05N
Legal Section	03
Jurisdiction	CLINTON MI
Township / Civil Division	BATH
Census Block Group	1
Census Block	1000
Census Tract	11101

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7645 HOWE RD, BATH, MI 48808-8445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2005	Deed of Trust, Mortgage · Line of Credit FIRST MAGNUS FINANCIAL CORP
Aug 30, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jan 26, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Jul 7, 2015 · Amount on Record
Deed Document Number	20195283139
Prior Transfer Date	Jun 21, 2010
Prior Transfer Doc	5158872
Record Updated	Sep 20, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	7645 HOWE RD, BATH, MI 48808-8445
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005087380
Date	Sep 14, 2005
Instrument	5087380

Lender

Name	FIRST MAGNUS FINANCIAL CORP
Type	Funding / Finance Company
Address	PO BOX 2026, FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 30, 2019
Property Address	7645 HOWE RD, BATH, MI 48808-8445
Document Number	5283139
Instrument Date	Aug 27, 2019
Instrument	5283139
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7654 HOWE RD, 7654, BATH, MI 48808-9477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13744 SUMMER LN, GRAND LEDGE, MI 48837-9247

Mortgage

Document Number	5283140
Date	Aug 30, 2019
Instrument	5283140

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MI
Recording Date	Jan 26, 2006
Property Address	7645 HOWE RD, BATH, MI 48808-8445
Document Number	0005094551
Instrument Date	Jan 21, 2006
Instrument	5094551
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 265, BATH, MI 48808-0265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 265, BATH, MI 48808-0265

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Bath Charter Township
Unified School District	Bath Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,500 (+1.6%) Land $19,500 Building $139,000	$317,000 (+1.6%) Land $39,000 Building $278,000
2025	$1,247.00 (-67.24%) Homeowner's exemption	$156,000 (+21.97%) Land $19,200 Building $136,800	$312,000 (+21.97%) Land $38,400 Building $273,600
2024	$3,806.00 (+33.78%)
2023		$127,900	$255,800
2020	$2,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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