7645 Freda St, Dearborn, MI 48126 Property Records

Wayne County property record for 7645 Freda St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 1937
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Nov 2023)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-10-054-20-020`

Property Details

APN / Parcel Number

Primary APN	`82-10-054-20-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,086 sqft
Basement Area	1,086 sqft
Unfinished Basement	1,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7645 FREDA ST
City	DEARBORN
State	MI
Zip	48126-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 286 ROBERT OAKMAN LAND COS AVIATION FIELD SUB NO 1
Legal Subdivision	ROBERT OAKMAN LAND COS AVIATION FLD NO 1
Legal Lot Number	286
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	4
Census Block	4011
Census Tract	573600

Owner

Source: Wayne County records · APN 82-10-054-20-020

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7645 FREDA ST, DEARBORN, MI 48126-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	May 03, 2011 · Amount on Record
Deed Document Number	2023287655
Deed Book / Page	58563 / 1146
Prior Transfer Date	Dec 09, 2014
Prior Transfer Doc	0519161176
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 20, 2023
Property Address	7645 FREDA ST, DEARBORN, MI 48126-1227
Document Number	0585631146
Book / Page	58563 / 1146
Map Reference	LB 44 PG 5
Instrument Date	Oct 31, 2023
Instrument	2023287655
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7645 FREDA ST, DEARBORN, MI 48126-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 FREDA ST, DEARBORN, MI 48126-1227

Mortgage

Document Number	0585600040
Date	Nov 16, 2023
Book Page	58560/40
Instrument	2023285905

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,162.00 (+36.2%) Homeowner's exemption	$122,000 (+24.49%)	$244,000 (+24.49%)
2023	$3,790.00 (+28.13%) Homeowner's exemption	$98,000	$196,000
2019	$2,958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1982 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile USA, Verizon, WOW Internet, Cable & Phone.

Based on FCC filings for 1,010 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEARBORN serves 109,976 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.