Santa Rosa County property record for 7645 Forester Rd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2006 |
| Lot Size | 0.501 acres (21,824 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,065 (2024) |
| Deeds & Mortgages | Apr 2023 Transfer Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-2S-27-0000-06004-0000 |
| Primary APN | 01-2S-27-0000-06004-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 1,991 sqft |
| 1st Floor Area | 1,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 21,824 sqft (0.501 acres) |
| Lot Dimensions | 165 ft deep x 104 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 150 sqft |
| Patio Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7645 FORESTER RD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | COMMENCE AT THE NORTHEAST CORNER OF SECTION 1, TOWNSHIP 2 SOUTH, RANGE 27 WEST, AND RUNNING SOUTH ALONG THE EAST LINE OF SAID SECTION 30 FEET TO A POINT, THENCE WEST PARALLEL TO THE NORTH LINE OF SAID SECTION 103 FEET TO A POINT OF BEGINNING, THENCE |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 01 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1219 |
| Census Tract | 10802 |
Source: Santa Rosa County records · APN 01-2S-27-0000-06004-0000
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7645 FORESTER RD, NAVARRE, FL 32566-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2023 |
| Transfer Doc | 0043820631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 04, 2023 |
| Property Address | 7645 FORESTER RD, NAVARRE, FL 32566-9657 |
| Document Number | 0043820631 |
| Book / Page | 4382 / 631 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 202314418 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1767 MAGNOLIA HARBOR DR, NAVARRE, FL 32566-7360 |
| Name | Verified Name |
|---|---|
| Address | 7645 FORESTER RD, NAVARRE, FL 32566-9657 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7645 FORESTER RD, NAVARRE, FL 32566-9657 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | KNIGHT BARRY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039771119 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 3977/1119 |
| Instrument | 202035400 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,949 (+2.9%) | $227,543 (+2.12%) Land $35,280 Building $192,263 | |
| 2024 | $1,065.00 (+3.6%) Homeowner's exemption | $118,512 (+3%) | $222,821 (+3.44%) Land $35,280 Building $187,541 |
| 2023 | $1,028.00 (+3.73%) Homeowner's exemption | $115,060 (+3%) | $215,402 (+8.45%) Land $29,400 Building $186,002 |
| 2022 | $991.00 Homeowner's exemption | $111,709 | $198,625 Land $25,200 Building $173,425 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 33 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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