Kenton County property record for 7645 E Covered Bridge Dr, Florence, KY 41042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1978 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,000 (Aug 2022) |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-40-02-024.00 |
| Primary APN | 004-40-02-024.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 7645 E COVERED BRIDGE DR |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-2851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVERED BRIDGE SEC 2 LOT 107 |
| Legal Subdivision | COVERED BRIDGE |
| Legal Phase | 2 |
| Legal Lot Number | 107 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 63607 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5453 ANDOVER CT, BURLINGTON, KY 41005-7864 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jun 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on Record |
| Deed Sale | Aug 11, 2022 · Amount on Record |
| Prior Sale | Jul 9, 2015 · Amount on Record |
| Deed Document Number | 2022123 |
| Deed Book / Page | 182 / 932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 11, 2022 |
| Property Address | 7645 E COVERED BRIDGE DR, FLORENCE, KY 41042-2851 |
| Document Number | 0005900123 |
| Book / Page | 182 / 932 |
| Map Reference | PL 1170 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 22081105900123 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 PEARTREE LN APT 6, 120, CRITTENDEN, KY 41030-8986 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5453 ANDOVER CT, BURLINGTON, KY 41005-7864 |
| Document Number | 0005900124 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 397/156 |
| Instrument | 22081105900124 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 7645 E COVERED BRIDGE DR, FLORENCE, KY 41042-2851 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7645 E COVERED BRIDGE DR, FLORENCE, KY 41042-2851 |
| Document Number | 0005900210 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 234/851 |
| Instrument | 21062305900210 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Aug 1, 2045 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,000 (-) Land $25,000 Building $128,000 | $153,000 (-) Land $25,000 Building $128,000 | |
| 2025 | $1,822.00 (-5.89%) | $153,000 (-) Land $25,000 Building $128,000 | $153,000 (-) Land $25,000 Building $128,000 |
| 2023 | $1,936.00 | $153,000 Land $25,000 Building $128,000 | $153,000 Land $25,000 Building $128,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | NORTHERN KENTUCKY WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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