7645 Bringle Ferry Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 7645 Bringle Ferry Rd, Salisbury, NC 28146 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,140 sqft · built 1991
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Jun 2026)
Tax Bill$1,099 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN643 102

Property Details

APN / Parcel Number

Primary APN643 102
Alternative APN
  • 6346291

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Lot Area22,216 sqft (0.51 acres)

Exterior Amenities

PorchPorch
Porch Area72 sqft
Deck Area120 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address7645 BRINGLE FERRY RD
CitySALISBURY
StateNC
Zip28146-9514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.51AC
JurisdictionROWAN NC
Township / Civil DivisionPROVIDENCE
Census Block Group1
Census Block1000
Census Tract50903

Owner

Source: Rowan County records · APN 643 102

Assessment roll updated August 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7645 BRINGLE FERRY RD, SALISBURY, NC 28146-9514
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE, INC
Oct 14, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Jun 19, 2020Warranty Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU
Jan 29, 2018Warranty Deed, Transfer · Conventional Mortgage
GATEWAY MORTGAGE GROUP LLC
Aug 01, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2026 · Amount on Record
Deed SaleJun 04, 2026 · Amount on Record
Prior SaleOct 14, 2021 · Amount on Record
Deed Book / Page1484 / 498
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJun 04, 2026
Property Address7645 BRINGLE FERRY RD, SALISBURY, NC 28146-9514
Document Number1484000498
Book / Page1484 / 498
Instrument DateJun 04, 2026
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$53,530.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7645 BRINGLE FERRY RD, SALISBURY, NC 28146-9514

Mortgage

Document Number1484000499,
DateJun 04, 2026
Book Page1484/499
Lender
NameGUARANTEED RATE, INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.23%
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateOct 14, 2021
Property Address7645 BRINGLE FERRY RD, SALISBURY, NC 28146-9514
Document Number0013860341
Book / Page1386 / 341
Instrument DateOct 14, 2021
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanySOUTHERN SUN TITLE COMPANY INC, SOUTHERN HOMES TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$424.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6201 GRANCLEUR DRIVE, 6201, SALISBURY, NC 28146

Transferred To (Grantee/Buyer)

NameVerified Name
Address7645 BRINGLE FERRY RD, SALISBURY, NC 28146-9514
InvestorPossibly a Property Investor

Mortgage

Document Number1386342
DateOct 14, 2021
Instrument1386/342
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.15%
Type Change DateNov 01, 2026
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.15%
Index5-Year CMT
Max Rate9.15%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJun 19, 2020
Property Address7645 BRINGLE FERRY RD, SALISBURY, NC 28146-9514
Document Number0013500690
Book / Page1350 / 690
Instrument DateJun 19, 2020
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$338.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2413 WEDGEWOOD DR, 2413, SALISBURY, NC 28146-7861

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7645 BRINGLE FERRY RD, SALISBURY, NC 28146-9514

Mortgage

Document Number1350692
DateJun 19, 2020
Instrument1350/692
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050
Interest
Rate TypeAdjustable Rate
Rate7.37%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Max Rate6%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJan 29, 2018
Property Address7645 BRINGLE FERRY RD, SALISBURY, NC 28146-9514
Document Number0013030398
Book / Page1303 / 0398
Instrument DateNov 29, 2017
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address539 FRED ROGERS DR, 539, LATROBE, PA 15650-3823

Transferred To (Grantee/Buyer)

NameVerified Name
Address7645 BRINGLE FERRY RD, SALISBURY, NC 28146-9514

Mortgage

Document Number13030399
DateJan 29, 2018
Instrument1303/0399
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionROWAN NC
Recording DateAug 01, 2017
Property Address7645 BRINGLE FERRY RD, SALISBURY, NC 28146-9514
Document Number0012940080
Book / Page001294 / 000080
Instrument DateMay 16, 2017
Transaction TypeForeclosure
Record UpdatedAug 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address539 FRED ROGERS DR LATROBE PA 156503823, LATROBE, PA 15650-3823

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,099.00$166,570 (-) Land $27,846 Building $138,724
2023$1,099.00$166,570 Land $27,846 Building $138,724$166,570 Land $27,846 Building $138,724

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590509031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983, rainfall accumulation

Wildfire

Wildfire RiskLow
above 37% of the US · above 53% of North Carolina
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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