Miami County property record for 7644 W Marlin Rd, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,950 sqft · built 1990 |
| Lot Size | 5.4 acres (235,224 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Apr 2016) |
| Tax Bill | $5,140 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | I20-022310 |
| Primary APN | I20-022310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 3,900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 235,224 sqft (5.4 acres) |
| Garage Type | Mixed |
| Garage Area | 2,549 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 532 sqft |
| Deck Area | 640 sqft |
| Patio Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7644 W MARLIN RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-8992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-7-5 PT NE COR NW |
| Legal Range | 05 |
| Legal Township | 07 |
| Legal Section | 05 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 330100 |
7644 W Marlin Rd is owned and occupied by two individuals who bought it in April 2016.
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7644 W MARLIN RD, COVINGTON, OH 45318-8992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Line of Credit MINSTER BANK |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2016 · Amount on File |
| Deed Sale | Apr 5, 2016 · Amount on File |
| Prior Sale | Apr 19, 1990 · Amount on File |
| Deed Document Number | 20162016OR-03944 |
| Prior Transfer Date | Sep 25, 2014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 7644 W MARLIN RD, COVINGTON, OH 45318-8992 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011798 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020OR-11798 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Address | MINSTER, OH 45865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 7644 W MARLIN RD, COVINGTON, OH 45318-8992 |
| Document Number | 0000005005 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7644 W MARLIN RD COVINGTON OH 453188992, COVINGTON, OH 45318-8992 |
| Document Number | 0000005005 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 5005 |
| Name | WRIGHTPATT CU INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 7644 W Marlin Rd was $5,140 with a homeowner's exemption, up 18.9% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newton Township |
| Unified School District | Newton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,140.00 (+18.87%) Homeowner's exemption | $157,360 (+33.61%) Land $27,230 Building $130,130 | $449,600 Land $77,800 Building $371,800 |
| 2024 | $4,324.00 (+2.13%) Homeowner's exemption | $117,780 (-) Land $23,700 Building $94,080 | |
| 2023 | $4,234.00 (-3.6%) Homeowner's exemption | $117,780 (-) Land $23,700 Building $94,080 | $336,500 (-) Land $67,700 Building $268,800 |
| 2022 | $4,392.00 Homeowner's exemption | $117,780 Land $23,700 Building $94,080 | $336,500 Land $67,700 Building $268,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7644 W Marlin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7644 W Marlin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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