7644 W Marlin Rd, Covington, OH 45318 Property Records

Miami County property record for 7644 W Marlin Rd, Covington, OH 45318

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,950 sqft · built 1990
Lot Size5.4 acres (235,224 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Apr 2016)
Tax Bill$5,140 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNI20-022310

Property Details

APN / Parcel Number

Primary APNI20-022310
Alternative APNs
  • 070505.0-01-009-00
  • I20NT006B00502

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,950 sqft Living Area
1st Floor Area3,900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area235,224 sqft (5.4 acres)
Garage TypeMixed
Garage Area2,549 sqft
Parking Spaces9 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area532 sqft
Deck Area640 sqft
Patio Area640 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address7644 W MARLIN RD
CityCOVINGTON
StateOH
Zip45318-8992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-7-5 PT NE COR NW
Legal Range05
Legal Township07
Legal Section05
JurisdictionMIAMI OH
Township / Civil DivisionNEWTON
Census Block Group3
Census Block3004
Census Tract330100

Owner

7644 W Marlin Rd is owned and occupied by two individuals who bought it in April 2016.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7644 W MARLIN RD, COVINGTON, OH 45318-8992
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · Line of Credit
MINSTER BANK
Apr 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
WRIGHTPATT CU INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2016 · Amount on File
Deed SaleApr 5, 2016 · Amount on File
Prior SaleApr 19, 1990 · Amount on File
Deed Document Number20162016OR-03944
Prior Transfer DateSep 25, 2014
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address7644 W MARLIN RD, COVINGTON, OH 45318-8992
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011798
DateAug 21, 2020
Instrument2020OR-11798
Lender
NameMINSTER BANK
TypeBank
AddressMINSTER, OH 45865
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 1, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address7644 W MARLIN RD, COVINGTON, OH 45318-8992
Document Number0000005005
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedMay 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7644 W MARLIN RD COVINGTON OH 453188992, COVINGTON, OH 45318-8992

Mortgage

Document Number0000005005
DateApr 26, 2018
Instrument5005
Lender
NameWRIGHTPATT CU INC
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7644 W Marlin Rd was $5,140 with a homeowner's exemption, up 18.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionNewton Township
Unified School DistrictNewton Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,140.00 (+18.87%) Homeowner's exemption$157,360 (+33.61%) Land $27,230 Building $130,130$449,600 Land $77,800 Building $371,800
2024$4,324.00 (+2.13%) Homeowner's exemption$117,780 (-) Land $23,700 Building $94,080
2023$4,234.00 (-3.6%) Homeowner's exemption$117,780 (-) Land $23,700 Building $94,080$336,500 (-) Land $67,700 Building $268,800
2022$4,392.00 Homeowner's exemption$117,780 Land $23,700 Building $94,080$336,500 Land $67,700 Building $268,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7644 W Marlin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7644 W Marlin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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