7644 Royal State Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7644 Royal State Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,746 sqft · built 1997
Lot Size	0.211 acres (9,174 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Jul 2017)
Tax Bill	$4,890 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`242-0410-067-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0410-067-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	1,746 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,174 sqft (0.211 acres)
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7644 ROYAL STATE CT
City	FAIR OAKS
State	CA
Zip	95628-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	FAIR OAKS ESTATES 03, LOT 3
Legal Subdivision	FAIR OAKS ESTATES 03
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2004
Census Tract	8007

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7644 ROYAL STATE CT, FAIR OAKS, CA 95628-4822
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Intrafamily Transfer, Transfer
Mar 7, 2022	Intrafamily Transfer, Transfer
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Jul 14, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG
Jul 14, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 23, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	Jan 23, 2017 · Amount on Record
Deed Book / Page	20170714 / 1410
Last Transfer Date	Feb 23, 2022
Transfer Doc	2022001494
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 7, 2022
Property Address	7644 ROYAL STATE CT, FAIR OAKS, CA 95628-4822
Document Number	0000001493
Map Reference	MB 222 MAP 12
Instrument Date	Feb 23, 2022
Instrument	2022030701493
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7644 ROYAL STATE CT, FAIR OAKS, CA 95628-4822

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 7, 2022
Property Address	7644 ROYAL STATE CT, FAIR OAKS, CA 95628-4822
Document Number	0000001494
Map Reference	MB 222 MAP 12
Instrument Date	Feb 23, 2022
Instrument	2022030701494
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	7644 ROYAL STATE CT, FAIR OAKS, CA 95628-4822

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7644 ROYAL STATE CT, FAIR OAKS, CA 95628-4822
Document Number	2003120554
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7644 ROYAL STATE CT FAIR OAKS CA 956284822, FAIR OAKS, CA 95628-4822

Mortgage

Document Number	2003120554
Date	Mar 12, 2020
Instrument	2003120554

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7644 ROYAL STATE CT, FAIR OAKS, CA 95628-4822
Document Number	1911271032
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7644 ROYAL STATE CT FAIR OAKS CA 956284822, FAIR OAKS, CA 95628-4822

Mortgage

Document Number	1911271032
Date	Nov 27, 2019
Instrument	1911271032

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 14, 2017
Property Address	7644 ROYAL STATE CT, FAIR OAKS, CA 95628-4822
Document Number	1707141410
Instrument Date	Jul 10, 2017
Instrument	1707141410
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7644 ROYAL STATE CT FAIR OAKS CA 956284822, FAIR OAKS, CA 95628-4822

Mortgage

Document Number	1707141411
Date	Jul 14, 2017
Instrument	1707141411

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 14, 2017
Property Address	7644 ROYAL STATE CT, FAIR OAKS, CA 95628-4822
Document Number	1707141409
Instrument Date	May 22, 2017
Instrument	1707141409
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7644 ROYAL STATE CT FAIR OAKS CA 956284822, FAIR OAKS, CA 95628-4822

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 23, 2017
Property Address	7644 ROYAL STATE CT, FAIR OAKS, CA 95628-4822
Document Number	0000000597
Book / Page	170123 / 000597
Instrument Date	Dec 27, 2016
Transaction Type	Foreclosure
Record Updated	Jan 31, 2017

Transaction

Amount	Amount Recorded
Tax	$424.71
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 LEI ST FAIR OAKS CA 956286044, FAIR OAKS, CA 95628-6044

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,962 (+2%) Land $92,206 Building $322,756
2025	$4,890.00 (+0.8%) Homeowner's exemption	$406,827 (+4.04%) Land $90,399 Building $316,428
2024	$4,851.00 (+3.02%)
2023	$4,709.00 (+0.41%) Homeowner's exemption	$391,032 Land $86,890 Building $304,142
2022	$4,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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