7644 20th Ter, Labelle, FL 33935 Property Records

Hendry County property record for 7644 20th Ter, Labelle, FL 33935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2020
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$746,000 (Dec 2013)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-28-44-06-A00-0205-0000`

Property Details

APN / Parcel Number

Primary APN	`1-28-44-06-A00-0205-0000`
Alternative APNs	`1064428A0002050000` `12169`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	1,620 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Porch	Screened Aluminum Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	12169
Street Address	7644 20TH TER
City	LABELLE
State	FL
Zip	33935-4971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-WE
Legal Description	E 1/2 OF NW 1/4 OF NW 1/4 OF SE 1/4 OF SW 1/4 1.25 AC
Legal Range	28
Legal Township	44
Legal Section	06
Legal Subdivision	LEHIGH ACRES PROPERTIES UNREC
Legal Block	205
Jurisdiction	HENDRY FL
Township / Civil Division	LABELLE
Census Block Group	3
Census Block	3083
Census Tract	300

Owner

Source: Hendry County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17301 BROADWAY ST, 626, ALVA, FL 33920-3952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Oct 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2013 · Amount on Record
Deed Sale	Dec 16, 2013 · Amount on Record
Deed Document Number	201310926
Deed Book / Page	871 / 656
Last Transfer Date	Apr 5, 2019
Transfer Doc	0009541483
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRY FL
Property Address	7644 20TH TER, LABELLE, FL 33935-4971
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7644 20TH TER, LABELLE, FL 33935-4971

Mortgage

Document Number	0010531861
Date	Jun 26, 2023
Book Page	1053/1861
Instrument	202326007911

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Jun 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRY FL
Property Address	7644 20TH TER, LABELLE, FL 33935-4971
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009710168
Date	Feb 13, 2020
Book Page	971/0168
Instrument	202026001584

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDRY FL
Recording Date	Oct 22, 2019
Property Address	7644 20TH TER, LABELLE, FL 33935-4971
Document Number	0009650322
Book / Page	000965 / 000322
Instrument Date	Oct 22, 2019
Instrument	26011423
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	620 S MAIN ST #71 LABELLE FL 339354606, 71, LABELLE, FL 33935-4606

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDRY FL
Recording Date	Sep 23, 2019
Property Address	7644 20TH TER, LABELLE, FL 33935-4971
Document Number	0009631262
Book / Page	000963 / 001262
Instrument Date	Sep 23, 2019
Instrument	26010362
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	620 MAN ST #71 HENDRY FL, 71, HENDRY, FL

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDRY FL
Recording Date	Apr 5, 2019
Property Address	7644 20TH TER, LABELLE, FL 33935-4971
Document Number	0009541483
Book / Page	000954 / 001483
Instrument Date	Apr 5, 2019
Instrument	26003846
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	620 S MAIN ST #92 LABELLE FL 339354606, 92, LABELLE, FL 33935-4606

Tax Assessment & Valuation

Source: Hendry County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hendry County
Unified School District	Hendry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,270.00 (+11.33%) Homeowner's exemption	$125,801 (+5.99%)	$283,478 (-4.3%) Land $46,250 Building $237,228
2023	$2,039.00 (+9.51%)	$118,695 (+10.28%)	$296,219 (+33.52%) Land $33,000 Building $263,219
2022	$1,862.00	$107,635	$221,856 Land $33,375 Building $188,481

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	3 (2008–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Streamline Internet Fixed Wireless	450 / 80
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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