7643 SW 78th St, Ocala, FL 34476 Property Records

Marion County property record for 7643 SW 78th St, Ocala, FL 34476

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1988
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Oct 2024)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3544-010-003`

Property Details

APN / Parcel Number

Primary APN	`3544-010-003`
Alternative APNs	`0874558000` `874558`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area
Gross Area	1,122 sqft
1st Floor Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	342 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7643 SW 78TH ST
City	OCALA
State	FL
Zip	34476-6948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 07 TWP 16 RGE 21 PLAT BOOK F PAGE 058 HIBISCUS PARK UNIT 1 BLK J LOT 3
Legal Range	21E
Legal Township	16S
Legal Section	7
Legal Subdivision	HIBISCUS PARK
Legal Block	J
Legal Lot Number	3
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1010
Census Tract	2505

Owner

7643 SW 78th St is owned and occupied by an individual who bought it in October 2024.

Source: Marion County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7643 SW 78TH ST, OCALA, FL 34476-6948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERICAN BANCSHARES MORTGAGE LLC
Oct 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN BANCSHARES MORTGAGE LLC
Oct 16, 2024	Deed, Transfer · FHA Mortgage AMERICAN BANCSHARES MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	May 23, 2013 · Amount on File
Deed Document Number	2024135518
Deed Book / Page	8445 / 417
Prior Transfer Date	Apr 24, 2013
Prior Transfer Doc	0058650921
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	7643 SW 78TH ST, OCALA, FL 34476-6948
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 W HIGHWAY 328, OCALA, FL 34482-7038
Investor	Possibly a Property Investor

Mortgage

Document Number	0084450419
Date	Oct 16, 2024
Book Page	8445/419
Instrument	2024135519

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company
Address	HIALEAH, FL 33016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	7643 SW 78TH ST, OCALA, FL 34476-6948
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7643 SW 78TH ST, OCALA, FL 34476-6948
Investor	Possibly a Property Investor

Mortgage

Document Number	0084450433
Date	Oct 16, 2024
Book Page	8445/433
Instrument	2024135520

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION FL
Recording Date	Oct 16, 2024
Property Address	7643 SW 78TH ST, OCALA, FL 34476-6948
Document Number	0084450417
Book / Page	8445 / 417
Map Reference	MB F PG 58
Instrument Date	Oct 11, 2024
Instrument	2024135518
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7186 NW 11TH ST, OCALA, FL 34482-8264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7643 SW 78TH ST, OCALA, FL 34476-6948
Investor	Possibly a Property Investor

Mortgage

Document Number	0008445419
Date	Oct 16, 2024
Instrument	8445/419

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 7643 SW 78th St was $1,670.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00	$115,438 Land $7,755 Building $107,683	$115,438 Land $7,755 Building $107,683
2023	$1,366.00 (+7.64%)	$62,273 (-7.58%) Land $6,345 Building $55,928	$75,130 (+11.5%) Land $6,345 Building $68,785
2022	$1,269.00	$67,379 Land $5,405 Building $61,974	$67,379 Land $5,405 Building $61,974

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7643 SW 78th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7643 SW 78th St is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ON TOP OF THE WORLD private · serves 22,383 people · EPA ID FL6424619
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zito Media.

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