7643 Ragusa Way, Clermont, FL 34714 Property Records

Lake County property record for 7643 Ragusa Way, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,893 sqft · built 2022
Owner	Individual Name on File
Last Sale	$589,000 (Dec 2022)
Tax Bill	$7,077 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-23-26-0011-000-25200`

Property Details

APN / Parcel Number

Primary APN	`28-23-26-0011-000-25200`
Alternative APN	`3928430`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,893 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Type	Finished
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3928430
Street Address	7643 RAGUSA WAY
City	CLERMONT
State	FL
Zip	34714-9175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW PHASE 2 PB 75 PG 87-90 LOT 252 ORB 6072 PG 155
Legal Subdivision	RIDGEVIEW
Legal Phase	2
Legal Lot Number	252
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2011
Census Tract	31314

Owner

7643 Ragusa Way is owned and occupied by an individual who bought it in December 2022.

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7643 RAGUSA WAY, CLERMONT, FL 34714-9175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC
Jan 5, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Jan 5, 2022 · Amount on File
Deed Document Number	2022164933
Deed Book / Page	6072 / 155
Record Updated	Jun 8, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 28, 2022
Property Address	7643 RAGUSA WAY, CLERMONT, FL 34714-9175
Document Number	0060720155
Book / Page	6072 / 155
Map Reference	MB 75 PG 87-90
Instrument Date	Dec 21, 2022
Instrument	2022164933
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,123.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7643 RAGUSA WAY, CLERMONT, FL 34714-9175

Mortgage

Document Number	0006072157
Date	Dec 28, 2022
Instrument	6072/157

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 5, 2022
Property Address	7643 RAGUSA WAY, CLERMONT, FL 34714-9175
Document Number	0058702054
Book / Page	5870 / 2054
Map Reference	MB 75 PG 87
Instrument Date	Dec 30, 2021
Instrument	2022002149
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,414.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$517,500 Land $115,000 Building $402,500	$547,129 Land $115,000 Building $432,129
2024	$7,077.00 (+21.29%)
2023	$5,835.00 (+562.32%) Homeowner's exemption	$434,811 (+558.8%)	$434,811 (+558.8%) Land $115,000 Building $319,811
2022	$881.00	$66,000	$66,000 Land $66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7643 Ragusa Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7643 Ragusa Way is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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