7643 Oak Forest Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 7643 Oak Forest Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,929 sqft · built 1998
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Aug 2020)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-08-23-007800-102-00`

Property Details

APN / Parcel Number

Primary APN	`23-08-23-007800-102-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,929 sqft Heated Area
Gross Area	2,432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	330 ft deep x 165 ft wide
Garage Area	418 sqft
Porch	Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7643 OAK FOREST RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOT 4 BLK 19 FLA FRONTIER UNIT 2 AS REC O R 4336 PG 21
Legal Range	23
Legal Township	08
Legal Section	23
Legal Subdivision	FRONTIER
Legal Block	19
Legal Lot Number	4
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2045
Census Tract	31110

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7643 OAK FOREST RD, KEYSTONE HEIGHTS, FL 32656-8503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	2020038506
Deed Book / Page	4336 / 21
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 3, 2020
Property Address	7643 OAK FOREST RD, KEYSTONE HEIGHTS, FL 32656-8503
Document Number	0043360021
Book / Page	4336 / 21
Map Reference	MB 10 PG 32-35
Instrument Date	Jul 31, 2020
Instrument	2020038506
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	LAKE AREA TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1355, KEYSTONE HEIGHTS, FL 32656-1355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7643 OAK FOREST RD, KEYSTONE HEIGHTS, FL 32656-8503
Investor	Possibly a Property Investor

Mortgage

Document Number	0000433624
Date	Aug 3, 2020
Instrument	4336/24

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 (-3.58%) Homeowner's exemption	$241,292 (+5.99%)	$330,696 (+18.51%) Land $35,000 Building $295,696
2023	$3,181.00 (+7%) Homeowner's exemption	$227,663 (+3%)	$279,036 (+7.87%) Land $12,000 Building $267,036
2022	$2,973.00 Homeowner's exemption	$221,033	$258,678 Land $10,000 Building $248,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 89 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	89 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20