7643 N 20th St, Phoenix, AZ 85020 Property Records

Maricopa County property record for 7643 N 20th St, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,549 sqft · built 1981
Lot Size	0.423 acres (18,430 sqft)
Owner	2 Company Names on File
Last Sale	$680,000 (Aug 2014)
Tax Bill	$8,164 (2025)
Deeds & Mortgages	Jan 2024 Transfer May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`164-19-205`

Property Details

APN / Parcel Number

Primary APN	`164-19-205`
Alternative APN	`164192055`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,549 sqft Living Area
Gross Area	3,071 sqft
1st Floor Area	1,936 sqft
2nd Floor Area	613 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Tile
Lot Area	18,430 sqft (0.423 acres)
Parking Spaces	2 Parking Spaces
Pool Area	575 sqft
Porch	Slab
Patio Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7643 N 20TH ST
City	PHOENIX
State	AZ
Zip	85020-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	BILTMORE HIGHLANDS 2 MCR 134-49
Legal Range	3E
Legal Township	2N
Legal Section	3
Legal Subdivision	BILTMORE HIGHLANDS 2
Legal Lot Number	200
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	105102

Owner

7643 N 20th St is owned by a company that acquired it in January 2024.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Company Names on File
Mailing Address	7643 N 20TH ST, PHOENIX, AZ 85020-4703
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Intrafamily Transfer, Transfer
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2014 · Amount on File
Deed Sale	Aug 29, 2014 · Amount on File
Prior Sale	Dec 26, 2003 · Amount on File
Deed Document Number	2014576808
Last Transfer Date	Jan 11, 2024
Transfer Doc	0000016915
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 11, 2024
Property Address	7643 N 20TH ST, PHOENIX, AZ 85020-4703
Document Number	0000016915
Map Reference	MB 134 PG 49
Instrument Date	Jan 4, 2024
Instrument	20240016915
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7643 N 20TH ST, PHOENIX, AZ 85020-4703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7643 N 20TH ST, PHOENIX, AZ 85020-4703

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 22, 2020
Property Address	7643 N 20TH ST, PHOENIX, AZ 85020-4703
Document Number	0000443654
Map Reference	MB 134 PG 49
Instrument Date	May 10, 2020
Instrument	20200443654
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443655
Date	May 22, 2020
Instrument	20200443655

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7643 N 20th St was $8,164.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,160 (+59.28%)	$1,071,600 (+11.04%) Land $214,300 Building $857,300
2025	$8,164.00	$67,278 (-35.44%)	$965,100 (-7.39%) Land $193,000 Building $772,100
2024		$104,210 (+26.99%)	$1,042,100 (+26.99%) Land $208,400 Building $833,700
2023	$7,532.00 (+3.33%)	$82,060 Land $16,410 Building $65,650	$820,600 Land $164,100 Building $656,500
2022	$7,289.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7643 N 20th St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7643 N 20th St is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 40% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

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