7643 Montello Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 7643 Montello Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,786 sqft · built 1956
Lot Size	0.796 acres (34,650 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Jul 2024)
Tax Bill	$8,390 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`564-12-038`

Property Details

APN / Parcel Number

Primary APN	`564-12-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,786 sqft Living Area
Gross Area	6,966 sqft
1st Floor Area	2,524 sqft
2nd Floor Area	1,262 sqft
Basement Area	2,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,650 sqft (0.796 acres)
Lot Dimensions	350 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	124 sqft
Deck Area	288 sqft
Patio Area	782 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	7643 MONTELLO RD
City	INDEPENDENCE
State	OH
Zip	44131-6627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	35 DALEBROOK ESTATES#1 S/L 11 ALL 0010 EP
Legal Subdivision	DALEBROOK ESTATES#1
Legal Tract	3
Legal Lot Number	10
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3037
Census Tract	156102

Owner

Source: Cuyahoga County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7643 MONTELLO RD, INDEPENDENCE, OH 44131-6627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	2024444
Prior Transfer Date	Feb 22, 1984
Prior Transfer Doc	4076000065
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 25, 2018
Property Address	7643 MONTELLO RD, INDEPENDENCE, OH 44131-6627
Document Number	0006250459
Instrument Date	Jun 25, 2018
Instrument	6250459
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	COMMONWEALTH LAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,713.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7643 MONTELLO RD INDEPENDENCE OH 441316627, INDEPENDENCE, OH 44131-6627

Mortgage

Document Number	6250460
Date	Jun 25, 2018
Instrument	6250460

Lender

Name	CENTURY FCU
Type	Credit Union
Address	CLEVELAND, OH 44199

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 24, 2028

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,390.00 (-3.46%) Homeowner's exemption	$181,720 (-0.01%) Land $30,695 Building $151,025	$519,200 (-) Land $87,700 Building $431,500
2024	$8,691.00 (+10.14%) Homeowner's exemption	$181,730 (+21.2%) Land $30,700 Building $151,030	$519,200 (+21.2%) Land $87,700 Building $431,500
2023	$7,891.00 (+0.55%) Homeowner's exemption	$149,940 (-) Land $19,530 Building $130,410
2022	$7,848.00 Homeowner's exemption	$149,940 Land $19,530 Building $130,410
2021			$428,400 Land $55,800 Building $372,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20