7643 Cottesmore Dr, Naples, FL 34113 Property Records

Collier County property record for 7643 Cottesmore Dr, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	2,303 sqft · built 2008
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Trust Names on File
Last Sale	$187,500 (Jul 2021)
Tax Bill	$6,135 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`236580 425B21`

Property Details

APN / Parcel Number

Primary APN	`236580 425B21`
Alternative APN	`27907710926`

Interior

Stories	1 Story
Building Area	2,303 sqft Living Area
1st Floor Area	2,303 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Deck Area	335 sqft

Location & Zoning

Street Address	7643 COTTESMORE DR
City	NAPLES
State	FL
Zip	34113-3177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	COTTESMORE LOT 42
Legal Range	26
Legal Township	50
Legal Section	21
Legal Subdivision	COTTESMORE
Legal Tract	236580
Legal Block	2
Legal Lot Number	42
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2007
Census Tract	10807

Owner

7643 Cottesmore Dr is owner-occupied and held in a trust since July 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7643 COTTESMORE DR, NAPLES, FL 34113-3177
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Dec 5, 2008 · Amount on File
Deed Document Number	20216097850
Deed Book / Page	5983 / 3254
Prior Transfer Date	Jul 7, 2021
Prior Transfer Doc	0059833254
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 13, 2026
Property Address	7643 COTTESMORE DR, NAPLES, FL 34113-3177
Document Number	0065442560
Book / Page	6544 / 2560
Map Reference	MB 46 PG 48-51
Instrument Date	Jan 7, 2026
Instrument	6773350
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7643 COTTESMORE DR, NAPLES, FL 34113-3177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7643 COTTESMORE DR, NAPLES, FL 34113-3177

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 19, 2021
Property Address	7643 COTTESMORE DR, NAPLES, FL 34113-3177
Document Number	0059833254
Book / Page	5983 / 3254
Map Reference	MB 46 PG 48-51
Instrument Date	Jul 7, 2021
Instrument	6097850
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NOBLE TITLE AND TRUST, NOBLE TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7643 COTTESMORE DR, NAPLES, FL 34113-3177

Mortgage

Document Number	0059833256
Date	Jul 19, 2021
Instrument	5983/3256

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7643 Cottesmore Dr was $6,135, up 7.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,366 (+13.18%)	$805,930 (-30.5%) Land $426,714 Building $379,216
2025	$6,135.00 (+7.16%) Homeowner's exemption	$599,353	$1,159,689 Land $661,676 Building $498,013
2024	$5,725.00 (+0.93%)
2023	$5,672.00 (-2.43%) Homeowner's exemption	$565,497 (+3%)	$1,192,792 (+36.28%) Land $729,194 Building $463,598
2022	$5,813.00 Homeowner's exemption	$549,026	$875,248 Land $400,551 Building $474,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7643 Cottesmore Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7643 Cottesmore Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Blue Stream, CenturyLink, Verizon.

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