7642 Willow Pointe Dr, Temperance, MI 48182 Property Records

Monroe County property record for 7642 Willow Pointe Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Sep 2026)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-492-106-00`

Property Details

APN / Parcel Number

Primary APN	`02-492-106-00`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7642 WILLOW POINTE DR
City	TEMPERANCE
State	MI
Zip	48182-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE WOODS PLAT 4 LOT 106
Legal Subdivision	PRAIRIE WOODS
Legal Lot Number	106
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2006
Census Tract	833500

Owner

7642 Willow Pointe Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Monroe County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2337 NEWPORT AVE, TOLEDO, OH 43613-2784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Jan 25, 2024	Intrafamily Transfer, Transfer
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA
Oct 22, 2018	Warranty Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Aug 20, 2019 · Amount on File
Deed Document Number	202617101
Prior Transfer Date	Jan 25, 2024
Prior Transfer Doc	0000001044
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 28, 2026
Property Address	7642 WILLOW POINTE DR, TEMPERANCE, MI 48182-7601
Document Number	0000017101
Instrument Date	Sep 25, 2026
Instrument	202617101
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	LAWYERS TITLE AGENCY, LAWYERS TITLE AGENCY OF MONROE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2337 NEWPORT AVE, TOLEDO, OH 43613-2784

Mortgage

Document Number	0000017102,
Date	Sep 28, 2026
Instrument	202617102

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7642 WILLOW POINTE DR, TEMPERANCE, MI 48182-7601
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7642 WILLOW POINTE DR, TEMPERANCE, MI 48182-7601

Mortgage

Document Number	0000002053
Date	Feb 5, 2026
Instrument	2026R02053

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MONROE, MI 48162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jan 25, 2024
Property Address	7642 WILLOW POINTE DR, TEMPERANCE, MI 48182-7601
Document Number	0000001044
Map Reference	LB 21 PG 81
Instrument Date	Jan 25, 2024
Instrument	2024R01044
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7642 FLOW POINTE DR, TEMPERANCE, MI 48182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7642 WILLOW POINTE DR, TEMPERANCE, MI 48182-7601

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7642 WILLOW POINTE DR, TEMPERANCE, MI 48182-7601
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7642 WILLOW POINTE DR, TEMPERANCE, MI 48182-7601

Mortgage

Document Number	0000031957
Date	Dec 16, 2021
Instrument	2021R31957

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 20, 2019
Property Address	7642 WILLOW POINTE DR, TEMPERANCE, MI 48182-7601
Document Number	2019R13962
Map Reference	LB 21 PG 81
Instrument Date	Aug 16, 2019
Instrument	2019R13962
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7690 IDA EAST RD, IDA, MI 48140-9503

Mortgage

Document Number	0000013963
Date	Aug 20, 2019
Instrument	2019R13963

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 22, 2018
Property Address	7642 WILLOW POINTE DR, TEMPERANCE, MI 48182-7601
Document Number	2018R19324
Map Reference	LB 21 PG 81
Instrument Date	Oct 2, 2018
Instrument	2018R19324
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$344.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7325 NETTY RD, 7325, LAMBERTVILLE, MI 48144-8509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7186 TWIN CANYON DR, LAMBERTVILLE, MI 48144-9542

Tax Assessment & Valuation

The 2025 property tax bill for 7642 Willow Pointe Dr was $4,049 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,800 Land $196,800	$393,600 Land $393,600
2025	$4,049.00 Homeowner's exemption
2023	$3,597.00 Homeowner's exemption	$145,000	$290,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7642 Willow Pointe Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1979–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7642 Willow Pointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber.

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