Saginaw County property record for 7642 N River Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,792 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,000 (Aug 1996) |
| Tax Bill | $5,972 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-21-2013-003 |
| Primary APN | 29-13-3-21-2013-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Finished Basement | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 992 sqft |
| Deck Area | Deck Area |
| Patio Area | 186 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7642 N RIVER RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-9256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AGRI |
| Legal Description | PART OF GOVT LOT 8 OF FRL SEC 21 & PART OF SE1/4 OF NE 1/4 OF SEC 20 USED AS ONE PARCEL BEG AT A POINT ON E LIN OF SEC 20 |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 21 |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10102 |
7642 N River Rd is owned and occupied by two individuals who bought it in August 1996.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7642 N RIVER RD, FREELAND, MI 48623-9256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 1996 · Amount on File |
| Deed Sale | Aug 23, 1996 · Amount on File |
| Deed Book / Page | 1982 / 2148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 7642 N RIVER RD, FREELAND, MI 48623-9256 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7642 N RIVER RD, FREELAND, MI 48623-9256 |
| Document Number | 0000004946 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022004946 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 7642 N River Rd was $5,972 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,600 | $421,200 | |
| 2025 | $5,972.00 Homeowner's exemption | ||
| 2023 | $170,500 | $341,000 | |
| 2022 | $4,761.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7642 N River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2017–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7642 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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