7642 E Wind Lake Rd, Wind Lake (Waterford), WI 53185 Property Records

Racine County property record for 7642 E Wind Lake Rd, Wind Lake, WI 53185

Property Summary

Property TypeSingle Family Home
Lot Size1.02 acres (44,861 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jul 2022)
Tax Bill$4,784 (2025)
Deeds & MortgagesJan 2025 Line of Credit
Jul 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN010 042010013000

Property Details

APN / Parcel Number

Primary APN010 042010013000
Alternative APN
  • 042010013000

Exterior

Lot Area44,861 sqft (1.02 acres)

Location & Zoning

Street Address7642 E WIND LAKE RD
CityWIND LAKE
StateWI
Zip53185-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARRASS PARK LOT 13 & N1/2 LOT 14 PT FROM 01004202010014000 IN 90 FOR 91 ROLL
Legal Range20E
Legal Township04N
Legal Section10
Legal SubdivisionHARRASS PARK
Legal Lot Number13
JurisdictionRACINE WI
Township / Civil DivisionNORWAY
Census Block Group3
Census Block3017
Census Tract2002

Owner

7642 E Wind Lake Rd is owned and occupied by an individual who bought it in July 2022.

Source: Racine County records, as of March 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7642 E WIND LAKE RD, WATERFORD, WI 53185-1516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2025Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Jul 15, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2022 · Amount on File
Deed SaleJul 15, 2022 · Amount on File
Deed Document Number20222634225
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRACINE WI
Property Address7642 E WIND LAKE RD, WIND LAKE, WI 53185-1516
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7642 E WIND LAKE RD, WIND LAKE, WI 53185-1516

Mortgage

Document Number0002692718
DateJan 8, 2025
Instrument2692718
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueFeb 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRACINE WI
Recording DateJul 15, 2022
Property Address7642 E WIND LAKE RD, WIND LAKE, WI 53185-1516
Document Number0002634225
Instrument DateMay 8, 2022
Instrument2634225
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyFRONTIER TITLE AND CLOSING SERVICES, FRONTIER TTL & CLOSING SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7642 E WIND LAKE RD, WIND LAKE, WI 53185-1516

Mortgage

Document Number0002634226
DateJul 15, 2022
Instrument2634226
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7642 E Wind Lake Rd was $4,784.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyRacine County
County SubdivisionNorway Town
Elementary School DistrictNorway Joint No. 7 School District (PK - 08)
Secondary School DistrictWaterford Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,784.00$330,000 Land $197,000 Building $133,000$375,031 Land $223,882 Building $151,149
2023$4,395.00 (+0.69%)$225,700 (-) Land $147,700 Building $78,000$259,831 (-) Land $170,036 Building $89,795
2022$4,365.00$225,700 Land $147,700 Building $78,000$259,831 Land $170,036 Building $89,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7642 E Wind Lake Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation772.8 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 58 policies
Nearby Flood Policies58 in force
Nearby Flood Claims23 (1984–2025)
Claims Outside the SFHA1 of 23
Most Recent ClaimAug 2025 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims
  • Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7642 E Wind Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
E-vergent
Fiber
10,000 / 10,000
TDS Telecom
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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