Alachua County property record for 7641 NW 20th Dr, Gainesville, FL 32609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,241 sqft · built 2016 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Dec 2016) |
| Tax Bill | $2,793 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 07814-100-060 |
| Primary APN | 07814-100-060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,241 sqft Heated Area |
| 1st Floor Area | 1,241 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 180 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 00850040000 |
|---|---|
| Street Address | 7641 NW 20TH DR |
| City | GAINESVILLE |
| State | FL |
| Zip | 32609-5805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BUCK BAY REPLAT PB M-17 LOT 60 OR 4482/1013 |
| Legal Range | 20E |
| Legal Township | 09S |
| Legal Section | 07 |
| Legal Subdivision | BUCK BAY |
| Legal Lot Number | 60 |
| Jurisdiction | ALACHUA FL |
| Township / Civil Division | WALDO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1908 |
7641 NW 20th Dr is owned and occupied by an individual who bought it in December 2016.
Source: Alachua County records, as of January 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7641 NW 20TH DR, GAINESVILLE, FL 32609-5805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2016 · Amount on File |
| Deed Sale | Dec 19, 2016 · Amount on File |
| Prior Sale | Jun 3, 2014 · Amount on File |
| Deed Document Number | 3032566 |
| Deed Book / Page | 4482 / 1013 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALACHUA FL |
| Property Address | 7641 NW 20TH DR, GAINESVILLE, FL 32609-5805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7641 NW 20TH DR, GAINESVILLE, FL 32609-5805 |
| Document Number | 0050732435 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | 5073/2435 |
| Instrument | 3476045 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALACHUA FL |
| Property Address | 7641 NW 20TH DR, GAINESVILLE, FL 32609-5805 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7641 NORTH WEST, GAINESVILLE, FL 32609 |
| Document Number | 0048500242 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 4850/242 |
| Instrument | 3310342 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALACHUA FL |
| Property Address | 7641 NW 20TH DR, GAINESVILLE, FL 32609-5805 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 7641 NW 20TH DR, GAINESVILLE, FL 32609-5805 |
| Document Number | 0049641341 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 4964/1341 |
| Instrument | 3389157 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Alachua County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Alachua County |
| Municipality | Gainesville City |
| Unified School District | Alachua County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $166,610 | $222,353 Land $56,000 Building $166,353 | |
| 2024 | $2,793.00 (+2.68%) | ||
| 2023 | $2,720.00 (+5.22%) Homeowner's exemption Senior Citizen's exemption | $157,198 (+3%) | $200,237 (+23.08%) Land $30,000 Building $170,237 |
| 2022 | $2,585.00 Homeowner's exemption | $152,619 | $162,683 Land $12,000 Building $150,683 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7641 NW 20th Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7641 NW 20th Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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