7640 Trailwind Dr, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 7640 Trailwind Dr, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,026 sqft · built 1966
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$587,000 (Jan 2025)
Tax Bill	$6,836 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`603-0013-0212-00`

Property Details

APN / Parcel Number

Primary APN	`603-0013-0212-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,026 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	676 sqft
2nd Floor Area	850 sqft
Basement Area	520 sqft
Finished Basement	500 sqft
Unfinished Basement	20 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	206 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	182 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7640 TRAILWIND DR
City	MONTGOMERY
State	OH
Zip	45242-5934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TRAILWIND DR 90 X 206.27 IRR LOT 120 FAIRWIND ACRES 4TH SUB
Legal Subdivision	FAIRWIND ACRES 4TH SUB
Legal Lot Number	120
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	23902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Brown-Gorman Farm listed 2012 · 15 contributing resources · NRIS 12000463

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9842 TOLLGATE LN, MONTGOMERY, OH 45242-6417
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKYARD BK&TR
Apr 12, 2019	Warranty Deed, Transfer · ARM CHEMICAL BANK
Aug 23, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Jan 15, 2025 · Amount on Record
Deed Document Number	20253266
Deed Book / Page	15333 / 1907
Prior Transfer Date	Dec 19, 2024
Prior Transfer Doc	0000003264
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7640 TRAILWIND DR, MONTGOMERY, OH 45242-5934
Document Number	0000077142
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7640 TRAILWIND DR MONTGOMERY OH 452425934, MONTGOMERY, OH 45242-5934

Mortgage

Document Number	0000077142
Date	Aug 5, 2020
Book Page	014225/000793
Instrument	77142

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 12, 2019
Property Address	7640 TRAILWIND DR, MONTGOMERY, OH 45242-5934
Document Number	0000027444
Book / Page	13895 / 00809
Map Reference	MB 17 PG 65&66
Instrument Date	Mar 18, 2019
Instrument	2019-0027444
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,328.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7640 TRAILWIND DR, MONTGOMERY, OH 45242-5934

Mortgage

Document Number	0000027445
Date	Apr 12, 2019
Instrument	2019-0027445

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7640 TRAILWIND DR, MONTGOMERY, OH 45242-5934
Document Number	0000079618
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7640 TRAILWIND DR MONTGOMERY OH 452425934, MONTGOMERY, OH 45242-5934

Mortgage

Document Number	0000079618
Date	Sep 7, 2018
Book Page	013748/001783
Instrument	79618

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 6, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,836.00 (+2.37%)	$133,588 (-) Land $43,428 Building $90,160	$381,680 (-) Land $124,080 Building $257,600
2024	$6,678.00 (-0.55%)	$133,588 (-) Land $43,428 Building $90,160
2023	$6,715.00 (-4.1%)	$133,588 (+14.96%) Land $43,428 Building $90,160	$381,680 (+14.96%) Land $124,080 Building $257,600
2022	$7,002.00 Homeowner's exemption	$116,200 Land $36,750 Building $79,450
2020			$332,000 Land $105,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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