7640 Rathdown Ln, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 7640 Rathdown Ln, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,906 sqft · built 2013
Lot Size	0.138 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2019)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-25-20-0060-01800-0330`

Property Details

APN / Parcel Number

Primary APN	`33-25-20-0060-01800-0330`
Alternative APN	`0457306`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,906 sqft Living Area
Gross Area	2,546 sqft
1st Floor Area	1,906 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.138 acres)
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	497 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0457306
Street Address	7640 RATHDOWN LN
City	WESLEY CHAPEL
State	FL
Zip	33545-7036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	PALM COVE PHASE 2 PB 54 PG 111 BLOCK 18 LOT 33
Legal Range	20E
Legal Township	25S
Legal Section	33
Legal Subdivision	PALM COVE
Legal Phase	2
Legal Tract	60
Legal Block	18
Legal Lot Number	33
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2010
Census Tract	32103

Owner

7640 Rathdown Ln is owned and occupied by an individual who bought it in August 2019.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7640 RATHDOWN LN, WESLEY CHAPEL, FL 33545-7036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Prior Sale	Aug 16, 2013 · Amount on File
Deed Document Number	2019130660
Deed Book / Page	9949 / 3266
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 2, 2019
Property Address	7640 RATHDOWN LN, WESLEY CHAPEL, FL 33545-7036
Document Number	0099493266
Book / Page	9949 / 3266
Map Reference	MB 54 PG 111-126
Instrument Date	Aug 1, 2019
Instrument	2019130660
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32529 SUMMERGLADE DR, 32529, WESLEY CHAPEL, FL 33545-5042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7640 RATHDOWN LN, WESLEY CHAPEL, FL 33545-7036

Mortgage

Document Number	99493268
Date	Aug 2, 2019
Instrument	9949/3268

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7640 Rathdown Ln was $3,487 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,487.00 Homeowner's exemption	$236,070 Land $67,356 Building $168,714	$314,212 Land $67,356 Building $246,856
2023	$3,270.00 (+11.45%) Additional exemption filed	$222,740 (+3%) Land $51,816 Building $170,924	$346,441 (+23.39%) Land $51,816 Building $294,625
2022	$2,934.00 Homeowner's exemption	$216,260 Land $43,176 Building $173,084	$280,773 Land $43,176 Building $237,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7640 Rathdown Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7640 Rathdown Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20