Lake County property record for 7640 Oak Ave, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,880 sqft · built 1987 |
| Lot Size | 0.214 acres (9,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Nov 2017) |
| Tax Bill | $4,432 (2024) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0109-0038 |
| Primary APN | 001-25-46-0109-0038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,365 sqft (0.214 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 510 sqft |
| Deck Area | 240 sqft |
|---|---|
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-46-0109-0038 |
|---|---|
| Old Parcel Number | 254601090038 |
| Street Address | 7640 OAK AVE |
| City | GARY |
| State | IN |
| Zip | 46403-1361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORCOTT'S ADD. INDIANA CITY ALL LOTS 34,35 & 36 BL.27 |
| Legal Subdivision | NORCOTTS ADD/INDIANA CITY |
| Legal Block | 27 |
| Legal Lot Number | 34-36 35 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10100 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7640 OAK AVE, GARY, IN 46403-1361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK WESTERN MICHIGAN |
| Mar 8, 2019 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Feb 7, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Nov 6, 2017 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2017 · Amount on Record |
| Deed Sale | Nov 6, 2017 · Amount on Record |
| Prior Sale | Jan 21, 2011 |
| Deed Document Number | 2017 074756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7640 OAK AVE, GARY, IN 46403-1361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013905 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2019 013905 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7640 OAK AVE, GARY, IN 46403-1361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013904 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2019 013904 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7640 OAK AVE, GARY, IN 46403-1361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000009258 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 2020 009258 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 6, 2017 |
| Property Address | 7640 OAK AVE, GARY, IN 46403-1361 |
| Document Number | 0000074756 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 74756 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7640 OAK AVE GARY IN 464031361, GARY, IN 46403-1361 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399,100 (+7.52%) Land $193,600 Building $205,500 | $399,100 (+7.52%) Land $193,600 Building $205,500 | |
| 2024 | $4,432.00 (+28.35%) | ||
| 2023 | $371,200 (+44.1%) Land $220,500 Building $150,700 | $371,200 (+44.1%) Land $220,500 Building $150,700 | |
| 2022 | $3,453.00 Homeowner's exemption | $257,600 Land $90,600 Building $167,000 | $257,600 Land $90,600 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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