7640 N Division St, Spokane, WA 99208 Property Records

Spokane County property record for 7640 N Division St, Spokane, WA 99208

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,785 sqft · built 1979
Lot Size	0.145 acres (6,297 sqft)
Owner	Company Name on Record
Last Sale	$2,500,000 (Nov 2021)
Tax Bill	$22,254 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36292.0031`

Property Details

APN / Parcel Number

Primary APN	`36292.0031`

Interior

Stories	1 Story
Building Area	5,785 sqft Total Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2016
Lot Area	6,297 sqft (0.145 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7640 N DIVISION ST
City	SPOKANE
State	WA
Zip	99208-5614
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GC
Legal Description	29-26-43 PTN OF NW1/4 DAF; BEG AT A PT ON E LN OF DIVISION ST & S LN OF N638.12FT OF NW1/4 OF NW1/4 , TH S89DEG 51MIN 58SDS E 206.20FT, TH S0DEG 08MIN 02SDS W 9.50FT TO TRUE POB, TH S0DEG 16MIN 26SDS E 41FT, TH S89DEG 43MIN 34SDS W 117.60FT, TH S0DEG
Legal Range	43
Legal Township	26
Legal Section	29
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2005
Census Tract	11103

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7640 N DIVISION ST, SPOKANE, WA 99208-5614
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · SBA Mortgage AMERITRUST CDC
Jan 11, 2022	Lease, Transfer FIRST AMERICAN
Nov 22, 2021	Warranty Deed, Transfer · Commercial Mortgage STATE BANK NORTHWEST
May 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage KITSAP BANK
Sep 12, 2019	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Apr 28, 2016 · Amount on Record
Deed Document Number	20217152889
Prior Transfer Date	Apr 2, 2006
Prior Transfer Doc	0005374912
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7640 N DIVISION ST, SPOKANE, WA 99208-5614
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	1ST AM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007170446
Date	Jan 11, 2022
Instrument	7170446

Lender

Name	AMERITRUST CDC
Type	Non-Lending Institution
Address	EDMONDS, WA 98020

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

January 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	SPOKANE WA
Recording Date	Jan 11, 2022
Property Address	7640 N DIVISION ST, SPOKANE, WA 99208-5614
Document Number	0007170468
Instrument Date	Jan 4, 2022
Instrument	7170468
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 22, 2021
Property Address	7640 N DIVISION ST, SPOKANE, WA 99208-5614
Document Number	0007152889
Instrument Date	Nov 11, 2021
Instrument	7152889
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,305.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 N DIVISION ST, SPOKANE, WA 99208-5614

Mortgage

Document Number	0007152890
Date	Nov 22, 2021
Instrument	7152890

Lender

Name	STATE BANK NORTHWEST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0007152892
Date	Nov 22, 2021
Instrument	7152892

Lender

Name	STATE BANK NORTHWEST
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7640 N DIVISION ST, SPOKANE, WA 99208-5614
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007079954
Date	May 26, 2021
Instrument	7079954

Lender

Name	KITSAP BANK
Type	Bank
Address	BELLEVUE, WA 98005

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	7640 N DIVISION ST, SPOKANE, WA 99208-5614
Document Number	0006875524
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,254.00 (+5.31%)	$2,144,420 (+23.69%) Land $163,720 Building $1,980,700	$2,144,420 (+23.69%) Land $163,720 Building $1,980,700
2025	$21,132.00 (+24.92%)
2024		$1,733,720 (+32.27%) Land $163,720 Building $1,570,000	$1,733,720 (+32.27%) Land $163,720 Building $1,570,000
2023	$16,916.00 (+10.6%)	$1,310,730 Land $151,130 Building $1,159,600	$1,310,730 Land $151,130 Building $1,159,600
2022	$15,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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