Jefferson County property record for 7640 Lake Dr, Cedar Hill, MO 63016
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,172 sqft · built 1952 |
| Lot Size | 0.211 acres (9,190 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,200 (Jun 2026) |
| Tax Bill | $639 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131.002.01006007 |
| Primary APN | 131.002.01006007 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Basement Area | 1,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,190 sqft (0.211 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Open Frame Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7640 LAKE DR |
|---|---|
| City | CEDAR HILL |
| State | MO |
| Zip | 63016-3800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R09 |
| Legal Description | LAKE ADELLE 1 LOT 73 & PT LOT 74 |
| Legal Range | 3E |
| Legal Township | 41N |
| Legal Section | 02 |
| Legal Subdivision | LAKE ADELLE 1 |
| Legal Block | 1 |
| Legal Lot Number | 73,74 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | BIG RIVER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 701102 |
Source: Jefferson County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7640 LAKE DR, CEDAR HILL, MO 63016-3800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Feb 16, 2018 | Warranty Deed, Transfer LAKE MTG |
| Aug 31, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Feb 16, 2018 · Amount on Record |
| Deed Document Number | 202617209 |
| Prior Transfer Date | Jun 16, 2008 |
| Prior Transfer Doc | 2008R024427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 26, 2026 |
| Property Address | 7640 LAKE DR, CEDAR HILL, MO 63016-3800 |
| Document Number | 0000017209 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202617209 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | HILLSBORO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7640 LAKE DR, CEDAR HILL, MO 63016-3800 |
| Document Number | 0000017210, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202617210 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 7640 LAKE DR, CEDAR HILL, MO 63016-3800 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 7640 LAKE DR, CEDAR HILL, MO 63016-3800 |
| Document Number | 0000005738 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024R-005738 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Feb 16, 2018 |
| Property Address | 7640 LAKE DR, CEDAR HILL, MO 63016-3800 |
| Document Number | 0000004995 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 4995 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1383 PARKWAY DR BISMARCK MO 636248917, BISMARCK, MO 63624-8917 |
| Document Number | 4996 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 4996 |
| Name | LAKE MTG |
|---|---|
| Type | Mortgage Company |
| Address | BONNE TERRE, MO 63628 |
| Amount | Amount Recorded |
|---|
| Rate | 10% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 31, 2017 |
| Property Address | 7640 LAKE DR, CEDAR HILL, MO 63016-3800 |
| Document Number | 0000027194 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 27194 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 E SCHOOL ST BONNE TERRE MO 636281721, BONNE TERRE, MO 63628-1721 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Grandview R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,400 (-) Land $1,300 Building $7,100 | $44,500 (-) Land $6,900 Building $37,600 | |
| 2025 | $639.00 (+30.14%) | $8,400 (+31.25%) Land $1,300 Building $7,100 | $44,500 (-) Land $6,900 Building $37,600 |
| 2024 | $491.00 | $44,500 (+32.84%) Land $6,900 Building $37,600 | |
| 2023 | $491.00 | $6,400 Land $1,300 Building $5,100 | $33,500 Land $6,900 Building $26,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 146 (1979–2024) |
| Claims Outside the SFHA | 17 of 146 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ADELLE SUBD private · serves 380 people · EPA ID MO6036077 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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