Lapeer County property record for 7640 Jefferson Rd, North Branch, MI 48461
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,744 sqft · built 1988 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Apr 2016) |
| Tax Bill | $3,683 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-028-005-10 |
| Primary APN | 004-028-005-10 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 1,088 sqft |
| Flooring | Carpet |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 98,881 sqft (2.27 acres) |
| Garage Area | 1,392 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7640 JEFFERSON RD |
|---|---|
| City | NORTH BRANCH |
| State | MI |
| Zip | 48461-8674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UNZONED |
| Legal Description | SEC 28 T10N R11E THE S 300 FT OF W 330 FT OF N 1/2 OF SW 1/4. 2.27 A |
| Legal Range | 11E |
| Legal Township | 10N |
| Legal Section | 28 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | BURLINGTON |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 330500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7640 JEFFERSON RD, NORTH BRANCH, MI 48461-8674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Sep 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 7, 2020 | Warranty Deed, Transfer · FHA Mortgage CASON HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on Record |
| Deed Sale | Apr 29, 2016 · Amount on Record |
| Prior Sale | Oct 6, 2010 · Amount on Record |
| Deed Book / Page | 2824 / 808 |
| Prior Transfer Date | Sep 1, 2010 |
| Prior Transfer Doc | 0024610537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | May 5, 2026 |
| Property Address | 7640 JEFFERSON RD, NORTH BRANCH, MI 48461-8674 |
| Document Number | 3518000512 |
| Book / Page | 3518 / 512 |
| Instrument Date | Apr 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7640 JEFFERSON RD, NORTH BRANCH, MI 48461-8674 |
| Document Number | 3518000512, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 3518/512 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Dec 1, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 7640 JEFFERSON RD, NORTH BRANCH, MI 48461-8674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7640 JEFFERSON RD, NORTH BRANCH, MI 48461-8674 |
| Document Number | 0033680914 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 3368/914 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 7640 JEFFERSON RD, NORTH BRANCH, MI 48461-8674 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 7640 JEFFERSON RD, NORTH BRANCH, MI 48461-8674 |
| Document Number | 0032530741 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 3253/741 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | NORTH BRANCH, MI 48461 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Feb 7, 2020 |
| Property Address | 7640 JEFFERSON RD, NORTH BRANCH, MI 48461-8674 |
| Document Number | 0030780702 |
| Book / Page | 003078 / 000702 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6077 N LAPEER RD FOSTORIA MI 484359645, FOSTORIA, MI 48435-9645 |
| Document Number | 30780704 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 003078/000704 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33408 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2050 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Burlington Township |
| Unified School District | North Branch Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,500 (-5.41%) | $269,000 (-5.41%) | |
| 2025 | $3,683.00 (+12.98%) Homeowner's exemption | $142,200 (+10.15%) | $284,400 (+10.15%) |
| 2023 | $129,100 | $258,200 | |
| 2022 | $3,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Northern Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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