Wayne County property record for 7640 James Rd, Wooster, OH 44691
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,520 sqft · built 1890 |
| Lot Size | 1.07 acres (46,914 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $426,000 (Dec 2021) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-00475-000 |
| Primary APN | 30-00475-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Upper Floors Area | 710 sqft |
| Basement Area | 153 sqft |
| Unfinished Basement | 153 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 46,914 sqft (1.07 acres) |
| Garage Type | Detached |
| Garage Area | 1,400 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4518-3 |
|---|---|
| Street Address | 7640 JAMES RD |
| City | WOOSTER |
| State | OH |
| Zip | 44691-8318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-14-10 SWC NW 1.077A CD 687 |
| Legal Range | 13W |
| Legal Township | 14N |
| Legal Section | 10 |
| Legal Lot Number | 3766 |
| Jurisdiction | WAYNE OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1800 |
Source: Wayne County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit MONROE STREET TITLE |
| Jul 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS NATIONAL BANK OF CANFIELD |
| Oct 19, 2022 | Survivorship Deed, Transfer ORUS MAST |
| Feb 1, 2022 | Deed of Trust, Mortgage · Line of Credit THE KILLBUCK SAVINGS BANK CO |
| Dec 29, 2021 | Warranty Deed, Transfer |
| Mar 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage YOUR HOME FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Dec 15, 2015 · Amount on Record |
| Deed Document Number | 202117417 |
| Deed Book / Page | 935 / 3993 |
| Prior Transfer Date | Feb 22, 2021 |
| Prior Transfer Doc | 0000002810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE OH |
| Recording Date | Jun 17, 2026 |
| Property Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Document Number | 0000006209 |
| Book / Page | 989 / 4303 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20266209 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | MONROE STREET TITLE |
| Name | Verified Name |
|---|---|
| Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Document Number | 0000006209, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 989/4303 |
| Instrument | 20266209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2047 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE OH |
| Property Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | PATRIOT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Document Number | 0000006111 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 954/4194 |
| Instrument | 202300006111 |
| Name | THE FARMERS NATIONAL BANK OF CANFIELD |
|---|---|
| Type | Bank |
| Address | CANFIELD, OH 44406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12% |
| Margin | 3 |
| Max Rate | 12% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | WAYNE OH |
| Recording Date | Oct 19, 2022 |
| Property Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Document Number | 0000012172 |
| Book / Page | 947 / 110 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 202200012172 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Document Number | 0000012173 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 202200012173 |
| Name | ORUS MAST |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE OH |
| Property Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7525 HARRISON RD, FREDERICKSBURG, OH 44627-8704 |
| Document Number | 0000001495 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 937/940 |
| Instrument | 202200001495 |
| Name | THE KILLBUCK SAVINGS BANK CO |
|---|---|
| Type | Bank |
| Address | KILLBUCK, OH 44637 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE OH |
| Recording Date | Dec 29, 2021 |
| Property Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Document Number | 0000017417 |
| Book / Page | 935 / 3993 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 202100017417 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7525 HARRISON RD, FREDERICKSBURG, OH 44627-8704 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE OH |
| Recording Date | Mar 1, 2021 |
| Property Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Document Number | 0000002810 |
| Book / Page | 921 / 4859 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 202100002810 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | NEW LAND TITLE AGENCY, NEWMAN TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7640 JAMES RD, WOOSTER, OH 44691-8318 |
| Document Number | 0000002811 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 202100002811 |
| Name | YOUR HOME FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
Source: Wayne County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Wayne County |
| County Subdivision | Franklin Township |
| Unified School District | Triway Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,278.00 (-12.49%) | $70,180 (-) Land $14,970 Building $55,210 | $200,500 (-) Land $42,760 Building $157,740 |
| 2024 | $2,603.00 (+5.13%) | $70,180 (-) Land $14,970 Building $55,210 | $200,500 (-) Land $42,760 Building $157,740 |
| 2023 | $2,476.00 (+12.44%) | $70,180 (+22.86%) Land $14,970 Building $55,210 | $200,500 (+22.86%) Land $42,760 Building $157,740 |
| 2022 | $2,202.00 | $57,120 Land $10,250 Building $46,870 | |
| 2020 | $163,200 Land $29,290 Building $133,910 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCTV Fiber | 1,000 / 1,000 |
| Untangled.Network Fixed Wireless | 1,000 / 1,000 |
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