7640 Iris Dr, Southaven, MS 38671 Property Records

DeSoto County property record for 7640 Iris Dr, Southaven, MS 38671

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,180 sqft · built 1994
Lot Size	0.097 acres (4,240 sqft)
Owner	2 Individual Names on File
Last Sale	$252,700 (Apr 2026)
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Apr 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-07-9-30-25-0-00032-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-9-30-25-0-00032-00`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Adjusted Area
1st Floor Area	1,127 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,240 sqft (0.097 acres)
Lot Dimensions	121 ft deep x 35 ft wide

Location & Zoning

Street Address	7640 IRIS DR
City	SOUTHAVEN
State	MS
Zip	38671-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GARDENS OF GREENBROOK LOT 32
Legal Range	007
Legal Township	01S
Legal Section	30
Legal Subdivision	GREENBROOK
Legal Lot Number	32
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	70522

Owner

7640 Iris Dr is owned and occupied by two individuals who bought it in April 2026.

Source: DeSoto County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTMARK NATIONAL BANK
Apr 30, 2009	Deed of Trust, Mortgage · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSISSIPPI HOME CORPORATION
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jul 15, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Nov 8, 2022
Deed Book / Page	1026 / 7218
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 TATE MARSHALL RD, COLDWATER, MS 38618-3412
Investor	Possibly a Property Investor

Mortgage

Document Number	0005631/39
Date	Nov 8, 2022
Book Page	5631/39

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2027

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003024/361
Date	Apr 30, 2009
Book Page	3024/361

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Address	ALPHARETTA, GA 30005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2039

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 28, 2026
Property Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351
Document Number	1026007218
Book / Page	1026 / 7218
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351

Mortgage

Document Number	5663044983,
Date	Apr 28, 2026
Book Page	5663/44983

Lender

Name	PREMIER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	5663/45001,
Date	Apr 28, 2026
Book Page	5663/45001

Lender

Name	MISSISSIPPI HOME CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	15 Months
Due	May 1, 2041

Interest

Rate	6.11%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	May 13, 2026
Property Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351
Document Number	5663051879
Book / Page	5663 / 51879
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351

Mortgage

Document Number	5663051879,
Date	May 13, 2026
Book Page	5663/51879

Lender

Name	MISSISSIPPI HOME CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 8, 2022
Property Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351
Document Number	001017/353
Book / Page	1017 / 353
Map Reference	MB 44 PG 25
Instrument Date	Nov 8, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3624 ENCLAVE DR, 3624, SOUTHAVEN, MS 38672-7041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351
Investor	Possibly a Property Investor

Mortgage

Document Number	0000563123
Date	Nov 8, 2022
Instrument	5631/23

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 15, 2020
Property Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351
Document Number	000925/469
Book / Page	925 / 469
Map Reference	MB 44 PG 25
Instrument Date	Jul 9, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1880 PECAN GROVE DR, 1880, SOUTHAVEN, MS 38671-9263

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7640 IRIS DR, SOUTHAVEN, MS 38671-5351

Mortgage

Document Number	0004990715
Date	Jul 15, 2020
Instrument	4990/715

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7640 Iris Dr was $1,052.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00	$11,093 Land $2,500 Building $8,593	$110,928 Land $25,000 Building $85,928
2023	$1,223.00	$8,396	$83,956 Land $25,000 Building $58,956

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7640 Iris Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2025)
Most Recent Claim	Apr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7640 Iris Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SOUTHAVEN serves 56,000 people · EPA ID MS0170018
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless.

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