Hillsdale County property record for 7640 Elm Rd, Hudson, MI 49247
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 2,144 sqft |
| Lot Size | 60 acres (2,613,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,642 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-035-400-003-35-7-1 |
| Primary APN | 13-035-400-003-35-7-1 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 2,656 sqft |
| 1st Floor Area | 1,696 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Architectural Style | Other |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 2,613,600 sqft (60 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7640 ELM RD |
|---|---|
| City | HUDSON |
| State | MI |
| Zip | 49247-9413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E1/2 SE1/4 EXC S 20 A SEC 35 T7S R1W 60 A M/L |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 35 |
| Legal Subdivision | False |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | PITTSFORD |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 51000 |
7640 Elm Rd, a rural home, is owned and occupied by two individuals who acquired it in August 2002.
Source: Hillsdale County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7640 ELM RD, HUDSON, MI 49247-9413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 22, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2002 |
| Deed Sale | Aug 16, 2002 |
| Prior Sale | Feb 7, 2001 · Amount on File |
| Prior Transfer Date | Jun 10, 1996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 7640 ELM RD, HUDSON, MI 49247-9413 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1676/0031 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 1676/0031 |
| Instrument | 1676-0031 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Sep 22, 2021 |
| Property Address | 7640 ELM RD, HUDSON, MI 49247-9413 |
| Document Number | 1807/145 |
| Book / Page | 1807 / 145 |
| Instrument Date | Sep 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7640 ELM RD, HUDSON, MI 49247-9413 |
The 2025 property tax bill for 7640 Elm Rd was $4,642.
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Pittsford Township |
| Unified School District | Hudson Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,800 (+6.45%) | $547,582 (+6.43%) Land $337,850 Building $209,732 | |
| 2025 | $4,642.00 Homeowner's exemption | $257,200 | $514,490 Land $310,080 Building $204,410 |
| 2023 | $189,200 | $378,421 Land $225,100 Building $153,321 | |
| 2021 | $3,977.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7640 Elm Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7640 Elm Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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