Berrien County property record for 7640 E Empire Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,080 sqft · built 1927 |
| Lot Size | 10.1 acres (441,698 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Jun 2004) |
| Tax Bill | $1,840 (2025) |
| Deeds & Mortgages | Oct 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0027-0004-06-7 |
| Primary APN | 01-0027-0004-06-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 441,698 sqft (10.1 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 4 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7640 E EMPIRE AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | THE E 30 A OF THE N 100 A OF NW1/4 SEC 27 T4S R17W ESXC THE W 330' THEREOF ALSO EXC BEG 956.30' S00DEG55'17E OF N1/4 PST SEC 27 T4S R17W TH S00DEG55'17"E 707.14' TH S89DEG58'03"W 462' TH N00DEG55'17"W 707.14' TH N89DEG58'03"E 462' TO POB |
| Legal Range | 17W |
| Legal Township | 04S |
| Legal Section | 27 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10400 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7640 E EMPIRE AVE, BENTON HARBOR, MI 49022-9424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2004 · Amount on Record |
| Deed Sale | Jun 7, 2004 · Amount on Record |
| Deed Book / Page | 2515 / 974 |
| Last Transfer Date | Feb 10, 2025 |
| Transfer Doc | 003444/925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 7640 E EMPIRE AVE, BENTON HARBOR, MI 49022-9424 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03219/0152 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 3219/0152 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 2, 2023 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Bainbridge Township |
| Unified School District | Watervliet School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,400 (+5.62%) | $236,800 (+5.62%) | |
| 2025 | $1,840.00 (+0.93%) Homeowner's exemption | $112,100 (+25.53%) | $224,200 (+25.53%) |
| 2024 | $1,823.00 (+9.1%) | ||
| 2023 | $89,300 | $178,600 | |
| 2022 | $1,671.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Supernet Cable | 100 / 25 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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