7640 Demar Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7640 Demar Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,976 sqft · built 2012
Lot Size	1 acres (43,734 sqft)
Owner	Individual Name on File
Last Sale	$2,200,000 (Jun 2023)
Tax Bill	$18,129 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529-0152-0033-00`

Property Details

APN / Parcel Number

Primary APN	`529-0152-0033-00`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,976 sqft Living Area
1st Floor Area	2,288 sqft
2nd Floor Area	2,688 sqft
Upper Floors Area	889 sqft
Basement Area	2,255 sqft
Finished Basement	2,050 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	43,734 sqft (1 acres)
Lot Dimensions	297 ft deep x 147 ft wide
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	75 sqft
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7640 DEMAR RD
City	CINCINNATI
State	OH
Zip	45243-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DE MAR RD 147.15 X 297.20PT LOT 2 STEVENS EST SUB
Legal Subdivision	STEVENS ESTATE SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2009
Census Tract	24401

Owner

7640 Demar Rd is owned and occupied by an individual who bought it in June 2023.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7640 DEMAR RD, CINCINNATI, OH 45243-3504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Sep 1, 2017	Deed of Trust, Mortgage · ARM THE WILMINGTON SAVINGS BANK
Jun 22, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	Sep 14, 2012 · Amount on File
Deed Document Number	0000044429
Deed Book / Page	14946 / 1013
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 28, 2023
Property Address	7640 DEMAR RD, CINCINNATI, OH 45243-3504
Document Number	0000044429
Book / Page	14946 / 1013
Instrument Date	Jun 22, 2023
Instrument	2023-0044429
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 DEMAR RD, CINCINNATI, OH 45243-3504

Mortgage

Document Number	0000044430
Date	Jun 28, 2023
Instrument	2023-0044430

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	10.6%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7640 DEMAR RD, CINCINNATI, OH 45243-3504
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000016
Date	Sep 1, 2017
Instrument	17-0080016

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 22, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	8.62%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7640 DEMAR RD, CINCINNATI, OH 45243-3504
Document Number	0000064472
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7640 DEMAR RD CINCINNATI OH 452433504, CINCINNATI, OH 45243-3504

Mortgage

Document Number	0000064472
Date	Jul 7, 2020
Book Page	014204/000294
Instrument	64472

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 7640 Demar Rd was $18,129, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,129.00 (+2.7%)	$497,494 (-) Land $127,740 Building $369,754
2024	$17,653.00 (-0.43%)	$497,494 (-) Land $127,740 Building $369,754
2023	$17,729.00 (-5.2%)	$497,494 (+15.21%) Land $127,740 Building $369,754	$1,421,410 Land $364,970 Building $1,056,440
2022	$18,702.00 Homeowner's exemption	$431,806 Land $103,173 Building $328,633
2020			$1,233,730 Land $294,780 Building $938,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7640 Demar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7640 Demar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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