7640 Chester Dr, Salinas, CA 93907 Property Records

Monterey County property record for 7640 Chester Dr, Salinas, CA 93907

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,168 sqft · built 1986
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Company Names on Record
Last Sale	$795,000 (Dec 2020)
Tax Bill	$9,426 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-381-001-000`

Property Details

APN / Parcel Number

Primary APN	`127-381-001-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	49,658 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	7640 CHESTER DR
City	SALINAS
State	CA
Zip	93907-8527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALLEN LEAF MEADOWS TRACT NO 890 LOT 1 1.138 AC
Legal Subdivision	FALLEN LEAF MEADOWS
Legal Tract	890
Legal Block	2
Legal Lot Number	1
Jurisdiction	MONTEREY CA
Township / Civil Division	CASTROVILLE
Census Block Group	2
Census Block	2002
Census Tract	10305

Owner

Source: Monterey County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7640 CHESTER DR, SALINAS, CA 93907-8527
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit BAY FCU
Dec 29, 2020	Grant Deed, Transfer · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	202078205
Last Transfer Date	Nov 16, 2024
Transfer Doc	0000047759
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	7640 CHESTER DR, SALINAS, CA 93907-8527
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 CHESTER DR, SALINAS, CA 93907-8527

Mortgage

Document Number	0000013068
Date	Mar 18, 2022
Instrument	2022013068

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 29, 2020
Property Address	7640 CHESTER DR, SALINAS, CA 93907-8527
Document Number	0000078205
Map Reference	VOL 14 PG 25
Instrument Date	Dec 15, 2020
Instrument	2020078205
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7640 CHESTER DR, SALINAS, CA 93907-8527

Mortgage

Document Number	0000078206
Date	Dec 29, 2020
Instrument	2020078206

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$877,742 (+2%) Land $441,631 Building $436,111
2025	$9,426.00 (+4.2%) Homeowner's exemption	$860,532 (+4.04%) Land $432,972 Building $427,560
2023	$9,046.00 (+0.54%) Homeowner's exemption	$827,118 Land $416,160 Building $410,958
2022	$8,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2000)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORO RD WS #09 private · serves 210 people · EPA ID CA2701926
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Xfinity.

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