7640 Chablis Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7640 Chablis Cir, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,114 sqft · built 1999
Lot Size	0.146 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$119,500 (Jul 2008)
Tax Bill	$807 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-2S-27-5577-00A00-0270`

Property Details

APN / Parcel Number

Primary APN	`24-2S-27-5577-00A00-0270`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,114 sqft Heated Area
Gross Area	1,576 sqft
1st Floor Area	1,416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,403 sqft (0.146 acres)
Garage Area	302 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	242S27557700A000270
Street Address	7640 CHABLIS CIR
City	NAVARRE
State	FL
Zip	32566-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PBD
Legal Description	VINEYARD (THE) LOT 27 BLK A AS DES IN OR 2840 PG 1946
Legal Range	27W
Legal Township	02S
Legal Section	24
Legal Subdivision	VINEYARD (THE)
Legal Block	A
Legal Lot Number	27
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10821

Owner

7640 Chablis Cir is owned and occupied by an individual who bought it in July 2008.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	7640 CHABLIS CIR, NAVARRE, FL 32566-8416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO
Apr 14, 2017	Deed of Trust, Mortgage · Conventional with PMI JAMES B NUTTER & CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 8, 2008 · Amount on File
Deed Sale	Jul 8, 2008 · Amount on File
Prior Sale	Sep 12, 2001 · Amount on File
Deed Document Number	200827192
Deed Book / Page	2840 / 1946
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7640 CHABLIS CIR, NAVARRE, FL 32566-8416
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7640 CHABLIS CIR, NAVARRE, FL 32566-8416

Mortgage

Document Number	0042750238
Date	Apr 22, 2022
Book Page	4275/238
Instrument	202224519

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company
Address	KANSAS CITY, MO 64111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7640 CHABLIS CIR, NAVARRE, FL 32566-8416
Document Number	0036230779
Book / Page	003623 / 000779
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7640 CHABLIS CIR NAVARRE FL 325668416, NAVARRE, FL 32566-8416

Mortgage

Document Number	0036230779
Date	May 11, 2017
Book Page	003623/000779
Instrument	18729

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$807.00 (+5.35%) Homeowner's exemption	$90,094 (+3%)	$191,138 (+6.88%) Land $55,000 Building $136,138
2023	$766.00 (+4.22%) Homeowner's exemption	$87,470 (+3%)	$178,826 (+15.56%) Land $32,000 Building $146,826
2022	$735.00 Homeowner's exemption	$84,922	$154,743 Land $30,000 Building $124,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7640 Chablis Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7640 Chablis Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

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