Hamilton County property record for 7640 Austin Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 1968 |
| Lot Size | 0.456 acres (19,869 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,000 (Oct 1997) |
| Tax Bill | $787 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129N H 039 |
| Primary APN | 129N H 039 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,869 sqft (0.456 acres) |
| Lot Dimensions | 235 ft deep x 87.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000057053 |
|---|---|
| Street Address | 7640 AUSTIN DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 29 AUSTIN FARMS PB16 PG48 |
| Legal Subdivision | AUSTIN FARMS |
| Legal Lot Number | 29 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11449 |
7640 Austin Dr is owned and occupied by an individual who acquired it in August 1999.
Source: Hamilton County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7640 AUSTIN DR, CHATTANOOGA, TN 37416-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jan 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 1997 · Amount on File |
| Deed Sale | Oct 31, 1997 · Amount on File |
| Prior Sale | Mar 17, 1995 · Amount on File |
| Deed Document Number | 1997424309 |
| Deed Book / Page | 4969 / 52 |
| Last Transfer Date | Aug 30, 1999 |
| Transfer Doc | 0054330666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7640 AUSTIN DR, CHATTANOOGA, TN 37416-3503 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 7640 AUSTIN DR, CHATTANOOGA, TN 37416-3503 |
| Document Number | 0000000212 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 12847/459 |
| Instrument | 2022021500212 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7640 AUSTIN DR, CHATTANOOGA, TN 37416-3503 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|---|
| Address | 7640 AUSTIN DR, CHATTANOOGA, TN 37416-3503 |
| Document Number | 0000000164 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 13187/415 |
| Instrument | 2023011100164 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 7640 Austin Dr was $787, up 5.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $787.00 (+5.92%) | $51,925 (+56.17%) | $207,700 (+56.17%) Land $45,000 Building $162,700 |
| 2024 | $743.00 | $33,250 (-) | $133,000 (-) Land $30,000 Building $103,000 |
| 2023 | $743.00 | $33,250 (-) | $133,000 (-) Land $30,000 Building $103,000 |
| 2022 | $743.00 | $33,250 | $133,000 Land $30,000 Building $103,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7640 Austin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7640 Austin Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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