Orange County property record for 7640 Apple Tree Cir, Orlando, FL 32819
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,922 sqft · built 1990 |
| Lot Size | 0.26 acres (11,316 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $607,000 (Dec 2020) |
| Tax Bill | $8,817 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Nov 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-23-28-8273-00-590 |
| Primary APN | 23-23-28-8273-00-590 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,922 sqft Living Area |
| Gross Area | 4,048 sqft |
| 1st Floor Area | 2,922 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,316 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 767 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 359 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 7640 APPLE TREE CIR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32819-4637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ST IVES 23/36 LOT 59 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 23 |
| Legal Subdivision | ST IVES |
| Legal Tract | 8273 |
| Legal Lot Number | 59 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 14811 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7640 APPLE TREE CIR, ORLANDO, FL 32819-4637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage PIKE CRK MTG SVCS |
| Nov 10, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN LIBERTY MTG |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN LIBERTY MTG |
| Aug 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage MATRIX FIN'L SVCS CORP FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on Record |
| Deed Sale | Dec 8, 2020 · Amount on Record |
| Prior Sale | Dec 28, 2015 · Amount on Record |
| Deed Document Number | 2020640330 |
| Transfer Doc | 6596001891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 8, 2020 |
| Property Address | 7640 APPLE TREE CIR, ORLANDO, FL 32819-4637 |
| Document Number | 0000640330 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 640330 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,249.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7640 APPLE TREE CIR ORLANDO FL 328194637, ORLANDO, FL 32819-4637 |
| Document Number | 640331 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 640331 |
| Name | PIKE CRK MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, DE 19711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 7640 APPLE TREE CIR, ORLANDO, FL 32819-4637 |
| Document Number | 0000597393 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7640 APPLE TREE CIR ORLANDO FL 328194637, ORLANDO, FL 32819-4637 |
| Document Number | 0000597393 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 597393 |
| Name | AMERICAN LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 7640 APPLE TREE CIR, ORLANDO, FL 32819-4637 |
| Document Number | 0000496626 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7640 APPLE TREE CIR ORLANDO FL 328194637, ORLANDO, FL 32819-4637 |
| Document Number | 0000496626 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 496626 |
| Name | AMERICAN LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 7640 APPLE TREE CIR, ORLANDO, FL 32819-4637 |
| Document Number | 0000560970 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7640 APPLE TREE CIR ORLANDO FL 328194637, ORLANDO, FL 32819-4637 |
| Document Number | 0000560970 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 560970 |
| Name | MATRIX FIN'L SVCS CORP FSB |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 23, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,278 (+2.7%) | $663,910 (-1.35%) Land $160,000 Building $503,910 | |
| 2025 | $8,817.00 (+4.02%) Homeowner's exemption | $562,101 (+5.99%) | $673,000 (+9.55%) Land $160,000 Building $513,000 |
| 2024 | $8,476.00 (+7.29%) | ||
| 2023 | $7,900.00 (+3.27%) Homeowner's exemption | $530,349 (+3%) | $614,352 (+12.77%) Land $160,000 Building $454,352 |
| 2022 | $7,650.00 Homeowner's exemption | $514,902 | $544,807 Land $160,000 Building $384,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 6 (1979–2017) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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