Indian River County property record for 7640 14th Ln, Vero Beach, FL 32966
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,198 sqft · built 2002 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Nov 2023) |
| Tax Bill | $5,321 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-38-12-00002-0000-00023.0 |
| Primary APN | 33-38-12-00002-0000-00023.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| Gross Area | 2,996 sqft |
| 1st Floor Area | 1,528 sqft |
| 2nd Floor Area | 670 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 125 ft deep x 53.8 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 288 sqft |
| Porch | Screened Porch |
| Porch Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7640 14TH LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDTND |
| Legal Description | POINTE WEST CENTRAL VILLAGE PHASE I PD LOT 23 PBI 15-92 |
| Legal Range | 38E |
| Legal Township | 33S |
| Legal Section | 12 |
| Legal Subdivision | POINTE WEST CENTRAL VILLAGE PHASE I PD |
| Legal Phase | 1 |
| Legal Tract | 23 |
| Legal Lot Number | 23 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 50905 |
7640 14th Ln is owned by two individuals who bought it in November 2023.
Source: Indian River County records, as of June 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46910 BUSHWOOD CT, STERLING, VA 20164-8640 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 29, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Nov 29, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Feb 17, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 30, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2023 · Amount on File |
| Deed Sale | Nov 29, 2023 · Amount on File |
| Prior Sale | Oct 2, 2003 · Amount on File |
| Deed Document Number | 202359253 |
| Deed Book / Page | 3664 / 1736 |
| Prior Transfer Date | Aug 18, 2017 |
| Prior Transfer Doc | 0030492077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 12, 2026 |
| Property Address | 7640 14TH LN, VERO BEACH, FL 32966-1219 |
| Document Number | 0038671357 |
| Book / Page | 3867 / 1357 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202628431 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 46910 BUSHWOOD CT, STERLING, VA 20164-8640 |
| Document Number | 0000028431, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 3867/1357 |
| Instrument | 202628431 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 29, 2023 |
| Property Address | 7640 14TH LN, VERO BEACH, FL 32966-1219 |
| Document Number | 0036641736 |
| Book / Page | 3664 / 1736 |
| Map Reference | MB 15 PG 92,92A-92C |
| Instrument Date | Nov 24, 2023 |
| Instrument | 3120230059253 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2351 N WILLIAMSON BLVD APT 1201, 1201, DAYTONA BEACH, FL 32117-5207 |
| Name | Verified Name |
|---|---|
| Address | 46910 BUSHWOOD CT, STERLING, VA 20164-8640 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 29, 2023 |
| Property Address | 7640 14TH LN, VERO BEACH, FL 32966-1219 |
| Document Number | 0036641731 |
| Book / Page | 3664 / 1731 |
| Map Reference | MB 15 PG 92,92A-92C |
| Instrument Date | Nov 24, 2023 |
| Instrument | 3120230059252 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2351 N WILLIAMSON BLVD APT 1201, 1201, DAYTONA BEACH, FL 32117-5207 |
| Name | Verified Name |
|---|---|
| Address | 46910 BUSHWOOD CT, STERLING, VA 20164-8640 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 7640 14TH LN, VERO BEACH, FL 32966-1219 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030021160 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 3002/1160 |
| Instrument | 3120170008997 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 18, 2017 |
| Property Address | 7640 14TH LN, VERO BEACH, FL 32966-1219 |
| Document Number | 0030492077 |
| Book / Page | 003049 / 002077 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 48617 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7460 14TH LN VERO BEACH FL 32966, VERO BEACH, FL 32966 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 30, 2017 |
| Property Address | 7640 14TH LN, VERO BEACH, FL 32966-1219 |
| Document Number | 0029971431 |
| Book / Page | 002997 / 001431 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 4927 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8190 WESTFIELD CIR VERO BEACH FL 329661284, VERO BEACH, FL 32966-1284 |
The 2025 property tax bill for 7640 14th Ln was $5,321, up 5.8% from the year before.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,321.00 (+5.83%) | $349,720 (+1.69%) Land $38,250 Building $311,470 | $349,720 (+1.69%) Land $38,250 Building $311,470 |
| 2024 | $5,028.00 (+13.88%) | $343,918 (-) Land $38,250 Building $305,668 | $343,918 (-) Land $38,250 Building $305,668 |
| 2023 | $4,415.00 (+14.47%) | $343,918 (+23.14%) Land $38,250 Building $305,668 | $343,918 (+23.14%) Land $38,250 Building $305,668 |
| 2022 | $3,857.00 | $279,290 Land $38,250 Building $241,040 | $279,290 Land $38,250 Building $241,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7640 14th Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 95 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7640 14th Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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