Worcester County and Gardner City property record for 764 Whitney St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,280 sqft · built 1987 |
| Lot Size | 8.44 acres (367,969 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,045 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:R-02 B:0022C L:003A |
| Primary APN | M:R-02 B:0022C L:003A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 4,586 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 367,969 sqft (8.44 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 764 WHITNEY ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 25 |
| Legal Lot Number | 3A |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 707100 |
764 Whitney St is owned and occupied by two individuals.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 764 WHITNEY ST, GARDNER, MA 01440-3442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 764 Whitney St was $7,045, up 10,738.5% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,045.00 (+10,738.46%) | $511,600 (+12.49%) Land $129,600 Building $382,000 | $541,438 (+11.86%) |
| 2025 | $65.00 (-99.05%) | $454,800 (+0.04%) Land $120,600 Building $334,200 | $484,025 |
| 2024 | $6,814.00 (+5.37%) | $454,600 (+13.39%) Land $112,800 Building $341,800 | |
| 2023 | $6,467.00 | $400,900 Land $104,900 Building $296,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 764 Whitney St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 764 Whitney St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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