764 Waterfall Cir, Deltona, FL 32725 Property Records

Volusia County property record for 764 Waterfall Cir, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,198 sqft · built 1974
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (May 2017)
Tax Bill	$1,957 (2024)
Deeds & Mortgages	Jan 2018 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-28-20-0090`

Property Details

APN / Parcel Number

Primary APN	`8130-28-20-0090`
Alternative APNs	`31183028200090` `2729813.0` `2729813`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1982
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	366 sqft
Patio Area	51 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2729813.0
Old Parcel Number	31183028200090
Street Address	764 WATERFALL CIR
City	DELTONA
State	FL
Zip	32725-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 9 BLK 694 DELTONA LAKES UNIT 28 MB 27 PGS 85-88 PER OR 4690 PG 1862 PER OR 6649 PG 3321 PER OR 6683 PG 1649 PER OR 7392
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA
Legal Tract	28
Legal Block	694
Legal Lot Number	9
Legal Unit	28
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2020
Census Tract	91016

Owner

764 Waterfall Cir is owned and occupied by an individual who bought it in May 2017.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	764 WATERFALL CIR, DELTONA, FL 32725-9265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 2, 2017	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on File
Deed Sale	May 2, 2017 · Amount on File
Prior Sale	Feb 23, 2012 · Amount on File
Deed Document Number	2017-086596
Deed Book / Page	7392 / 4382
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	764 WATERFALL CIR, DELTONA, FL 32725-9265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074931031
Date	Jan 9, 2018
Book Page	7493/1031
Instrument	2018-004491

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 2, 2017
Property Address	764 WATERFALL CIR, DELTONA, FL 32725-9265
Document Number	0073924382
Book / Page	7392 / 4382
Map Reference	MB27 PG85-88
Instrument Date	Apr 3, 2017
Instrument	2017-086596
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	TITLE PROFESSIONALS OF CENTR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	764 WATERFALL CIR, 764, DELTONA, FL 32725-9265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LAKE DR, DEBARY, FL 32713-2873

Mortgage

Document Number	2017086597
Date	May 2, 2017
Instrument	2017-086597

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,834	$245,175 Land $71,588 Building $173,587
2024	$1,957.00 (+5.73%)
2023	$1,851.00 (+1.7%) Homeowner's exemption	$120,614 (+3%)	$236,556 (+19.79%) Land $52,545 Building $184,011
2022	$1,820.00 Homeowner's exemption	$117,101	$197,480 Land $42,375 Building $155,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 764 Waterfall Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 764 Waterfall Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Waterfall Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures