Norfolk County and Franklin Town City property record for 764 Union St, Franklin, MA 02038
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,632 sqft · built 1995 |
| Lot Size | 2.55 acres (111,377 sqft) |
| Owner | Individual Name on File |
| Last Sale | $352,000 (Oct 2017) |
| Tax Bill | $5,616 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-007-2 |
| Primary APN | 41-007-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,868 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 111,377 sqft |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 41-007-2 |
|---|---|
| Street Address | 764 UNION ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-5010 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Lot Number | 7-2 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 442203 |
764 Union St, a condominium, is owned and occupied by an individual who bought it in October 2017.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 764 UNION ST, FRANKLIN, MA 02038-5010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 12, 2017 | Quit Claim Deed, Transfer · FHA Mortgage HOME PT FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2017 · Amount on File |
| Deed Sale | Oct 12, 2017 · Amount on File |
| Prior Sale | Dec 4, 2001 · Amount on File |
| Deed Book / Page | 35513 / 261 |
| Transfer Doc | 026511-520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 764 UNION ST, FRANKLIN, MA 02038-5010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042632-531 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 42632/531 |
| Instrument | 62466 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Oct 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Oct 12, 2017 |
| Property Address | 764 UNION ST, FRANKLIN, MA 02038-5010 |
| Document Number | 35513-261 |
| Book / Page | 035513 / 000261 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 97404 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 764 UNION ST #2B FRANKLIN MA 020382539, 2B, FRANKLIN, MA 02038-2539 |
| Document Number | 35513-264 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 035513/000264 |
| Instrument | 97405 |
| Name | HOME PT FIN'L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2047 |
The 2025 property tax bill for 764 Union St was $5,616, up 2.4% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,616.00 (+2.44%) | $483,300 (+3.94%) Building $483,300 | $504,925 (-1.52%) |
| 2024 | $5,482.00 (+7.2%) | $465,000 (+14.39%) Building $465,000 | $512,715 |
| 2023 | $5,114.00 | $406,500 Building $406,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 764 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 764 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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