764 Saint Thomas Ct, Cincinnati, OH 45230 Property Records

Hamilton County property record for 764 Saint Thomas Ct, Cincinnati, OH 45230

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,773 sqft · built 1985
Lot Size0.485 acres (21,170 sqft)
Owner2 Individual Names on File
Last Sale$174,000 (Nov 1985)
Tax Bill$9,780 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN500-0261-0078-00

Property Details

APN / Parcel Number

Primary APN500-0261-0078-00

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,773 sqft Living Area
1st Floor Area1,383 sqft
2nd Floor Area1,390 sqft
Basement Area1,362 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleConventional
Exterior MaterialBrick
Lot Area21,170 sqft (0.485 acres)
Lot Dimensions213 ft deep x 145 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address764 SAINT THOMAS CT
CityCINCINNATI
StateOH
Zip45230-3872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionES ST THOMAS CT 145.04 X 213.07 IRR LOT 183 FOXCHAPEL SUB BLK E
Legal SubdivisionFOXCHAPEL SUB
Legal BlockE
Legal Lot Number183
JurisdictionHAMILTON OH
Township / Civil DivisionANDERSON
Census Block Group2
Census Block2003
Census Tract25002

Owner

764 Saint Thomas Ct is owned and occupied by two individuals who bought it in November 1985.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address764 SAINT THOMAS CT, CINCINNATI, OH 45230-3872
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Nov 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 1985 · Amount on File
Deed SaleNov 25, 1985 · Amount on File
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address764 SAINT THOMAS CT, CINCINNATI, OH 45230-3872
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000132738
DateNov 2, 2021
Book Page14536/758
Instrument2021-0132738
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address764 SAINT THOMAS CT, CINCINNATI, OH 45230-3872
Document Number0000101378
Instrument DateNov 13, 2019
Transaction TypeMortgage
Record UpdatedJan 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address764 SAINT THOMAS CT CINCINNATI OH 452303872, CINCINNATI, OH 45230-3872

Mortgage

Document Number0000101378
DateNov 18, 2019
Book Page014046/001318
Instrument101378
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 764 Saint Thomas Ct was $9,780, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionAnderson Township
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,780.00 (+2.89%)$156,503 (-) Land $28,980 Building $127,523
2024$9,505.00 (+8.46%)$156,503 (+3.16%) Land $28,980 Building $127,523
2023$8,764.00 (+12.66%)$151,708 (+26.52%) Land $28,980 Building $122,728$447,150 Land $82,800 Building $364,350
2022$7,779.00 Homeowner's exemption$119,910 Land $28,476 Building $91,434
2020$342,600 Land $81,360 Building $261,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 764 Saint Thomas Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimMay 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 764 Saint Thomas Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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