764 Post Oak Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 764 Post Oak Dr, Mount Pleasant, SC 29464

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,432 sqft · built 2003
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$2,500,000 (Jul 2026)
Tax Bill$6,558 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2021 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN532-14-00-398

Property Details

APN / Parcel Number

Primary APN532-14-00-398

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,432 sqft Living Area
Gross Area5,701 sqft
1st Floor Area1,584 sqft
Upper Floors Area1,848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
TerrainHigh

Exterior Amenities

PorchSlab
Porch Area1,496 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address764 POST OAK DR
CityMOUNT PLEASANT
StateSC
Zip29464-4966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -OLD VILLAGE LANDING DESCRIPTION -LOT 25
Legal SubdivisionOLD VILLAGE LANDING
Legal Lot Number25
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group4
Census Block4009
Census Tract4701

Owner

Source: Charleston County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address764 POST OAK DR, MOUNT PLEASANT, SC 29464-4966
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed, Transfer · Conventional Mortgage
WELLS FARGO
Jul 8, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Oct 19, 2017Deed of Trust, Mortgage · Line of Credit
SOUTH CAROLINA FCU
Sep 25, 2017Deed of Trust, Mortgage
SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2026 · Amount on Record
Deed SaleJul 17, 2026 · Amount on Record
Prior SaleMar 15, 2022 · Amount on Record
Deed Document Number202645271
Deed Book / Page1403 / 897
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateJul 17, 2026
Property Address764 POST OAK DR, MOUNT PLEASANT, SC 29464-4966
Document Number0000045271
Book / Page1403 / 897
Instrument DateJun 29, 2026
Instrument202645271
Transaction TypeTransfer
Record UpdatedAug 5, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$934,250.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address764 POST OAK DR, MOUNT PLEASANT, SC 29464-4966

Mortgage

Document Number0000045274,
DateJul 17, 2026
Instrument202645274
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address764 POST OAK DR, MOUNT PLEASANT, SC 29464-4966
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address764 POST OAK DR, MOUNT PLEASANT, SC 29464-4966

Mortgage

Document Number0010110795
DateJul 8, 2021
Book Page1011/795
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address764 POST OAK DR, MOUNT PLEASANT, SC 29464-4966
Document Number0675/0436
Instrument DateOct 19, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address764 POST OAK DR MOUNT PLEASANT SC 294644966, MOUNT PLEASANT, SC 29464-4966

Mortgage

Document Number0675/0436
DateOct 25, 2017
Book Page000675/000436
Lender
NameSOUTH CAROLINA FCU
AddressN CHARLESTON, SC 29419-9012
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 24, 2037
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address764 POST OAK DR, MOUNT PLEASANT, SC 29464-4966
Document Number0670/0846
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedNov 7, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address764 POST OAK DR MOUNT PLEASANT SC 294644966, MOUNT PLEASANT, SC 29464-4966

Mortgage

Document Number0670/0846
DateOct 5, 2017
Book Page000670/000846
Lender
NameSOUTH CAROLINA FCU
AddressN CHARLESTON, SC 29419-9012
Agreement
AmountAmount Recorded
Term360 Months
DueOct 4, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,558.00 (+13.09%)
2024$5,799.00 (+94.92%)$62,000 (+87.99%)
2022$2,975.00$32,980$953,400 (-38.49%) Land $400,100 Building $553,300
2020$1,550,000 Land $800,000 Building $750,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 512 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies646 units insured
incl. 134 condo units
Nearby Flood Claims72 (1980–2024)
Claims Outside the SFHA33 of 72
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Idalia, Aug 2023 · 4 claims
  • Severe Storms And Flooding, Oct 2015 · 6 claims
  • Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 82% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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