764 Middle Cove Dr, Plano, TX 75023 Property Records

Collin County property record for 764 Middle Cove Dr, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,886 sqft · built 1983
Lot Size	0.2 acres (8,712 sqft)
Owner	Trust Name on File
Tax Bill	$5,956 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-0604-004-0190-1`

Property Details

APN / Parcel Number

Primary APN	`R-0604-004-0190-1`
Alternative APNs	`000000351693` `351693`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,886 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	1,886 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Patio/Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	764 MIDDLE COVE DR
City	PLANO
State	TX
Zip	75023-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	TOWN WEST THREE, BLK 4, LOT 19
Legal Subdivision	TOWN WEST THREE (CPL)
Legal Block	4
Legal Lot Number	19
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2010
Census Tract	31611

Owner

764 Middle Cove Dr is held in a trust since September 2025.

Source: Collin County records, as of June 16, 2026

Owner of Record	Trust Name on File
Mailing Address	6208 SANDPEBBLE CT, DALLAS, TX 75254-8650
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Vendor's Lien, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 14, 2016	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025
Deed Sale	Sep 8, 2025
Prior Sale	Jul 14, 2021 · Amount on File
Deed Document Number	2025114553
Prior Transfer Date	Jul 9, 2021
Prior Transfer Doc	0001419570
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 14, 2021
Property Address	764 MIDDLE COVE DR, PLANO, TX 75023-4804
Document Number	0001419570
Map Reference	VOL C PG 16
Instrument Date	Jul 9, 2021
Instrument	20210714001419570
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 MIDDLE COVE DR, PLANO, TX 75023-4804

Mortgage

Document Number	0001419580
Date	Jul 14, 2021
Instrument	20210714001419580

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	764 MIDDLE COVE DR, PLANO, TX 75023-4804
Document Number	0000044580
Instrument Date	Dec 14, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 MIDDLE COVE DR PLANO TX 750234804, PLANO, TX 75023-4804

Mortgage

Document Number	0000044580
Date	Jan 11, 2017
Instrument	44580

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 764 Middle Cove Dr was $5,956, up 1.3% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,956.00 (+1.34%)	$356,746 Land $90,000 Building $266,746	$356,746 Land $90,000 Building $266,746
2024	$5,877.00
2023		$345,377 Land $90,000 Building $255,377	$345,377 Land $90,000 Building $255,377
2022	$6,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 764 Middle Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 764 Middle Cove Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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